Court Finds that Accuracy is Not Part of "Complete and Up to Date" Reporting Requirement
Input from Troutman Sanders lawyers David Anthony, Alan Wingfield, David Gettings and Timothy St. George was included throughout a Jan. 18 Pennsylvania Record article about the FCRA case of Kelly v. Business Information Group. They shared their perspective on the court’s ultimate decision, in which it disagreed with the plaintiff’s argument that the credit agency did not provide “complete and up to date” information, saying, “The court was trying to interpret different sections of the Fair Credit Reporting Act. The court reasoned that section 1681k(a)(2) (of the FCRA) seeks to have a consumer reporting agency report the current public record status of an item in a report, but it does not ensure that the current information is necessarily accurate.” Anthony, Wingfield, Gettings and St. George also commented on the significance of this case for consumer reporting agencies and noted that FCRA litigation is brought against a variety of entities, encompassing an array of claims