Charles T. Blair


Associate General Counsel

Washington, D.C.
Business Phone: 202.662.2076
Business Fax: 202.654.5803


Recognized by Chambers USA as “well regarded in the insurance market for his expertise” and “very responsive to clients,” Tom Blair handles a wide range of complex insurance coverage matters. Tom combines a deep knowledge of insurance law with a strong commitment to helping clients achieve their goals.

Tom has represented general liability insurers for more than 25 years and has represented clients in a host of complex coverage issues. His representations have included coverage matters involving environmental contamination, asbestos, hearing loss, silica, advertising injury and numerous other claims. He has litigated important coverage issues in the state and federal courts at both the trial and appellate levels. Tom has extensive experience in litigating bad faith and other extracontractual claims against insurers across the country. He has spoken on coverage and bad faith issues and has provided training to insurers to avoid extracontractual exposures.

Representative Matters

  • Defending insurers in litigation involving asbestos-related coverage claims that resulted in a decision recognized in Law360 as one of the “10 most significant coverage decisions of the year.”
  • Representing insurer in appeal of adverse coverage ruling related to hearing loss claims that resulted in a favorable decision described by Law360 as one of the “five biggest decisions of the year.”
  • Defending insurers in multi-site environmental coverage litigation involving application of "sudden and accidental" pollution exclusion and other issues.
  • Representing insurers in bench trials on multiple coverage issues including late notice, pollution exclusion and extracontractual claims.
  • Defending insurer in coverage litigation concerning scope of “advertising injury” coverage that included presenting oral argument before the highest court of West Virginia.
  • Representing insurer in jury trial on bad faith claims arising from denial of uninsured motorist benefits.


  • “Developments in West Virginia’s Bad Faith Law: Where Do We Go From Here?” West Virginia Law Review, Vol. 98. No. 1.

Rankings and Recognition

  • Chambers USA, Insurance: Insurer - District of Columbia (2018)
  • Member, Federation of Defense and Corporate Counsel
  • Speaker, American Conference Institute, Ninth National Advanced Forum on Litigating Bad Faith and Punitive Damages

Professional Experience

  • Partner, Troutman Sanders LLP, 2009 – present
  • Partner, Ross, Dixon & Bell, LLP, 1998 – 2008
  • Associate, Ross, Dixon & Bell, LLP, 1991 – 1997
  • Law Clerk, The Honorable H. Emory Widener, Jr., U.S. Court of Appeals for the Fourth Circuit, 1990 – 1991



  • University of Virginia, J.D., 1990
    Order of the Coif
    Executive Editor, Virginia Law Review
  • University of Virginia, B.A., with high distinction, 1987
    Phi Beta Kappa

Bar Admissions

  • 1991 District of Columbia
  • 1990 Virginia

Court Admissions

  • U.S. District Court for the Eastern District of Virginia
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court for the District of Columbia