Jonathan P. Floyd


Business Phone: 804.697.1435
Business Fax: 804.397.1339


Jonathan P. Floyd is an associate in the firm’s Consumer Financial Services practice, with a primary focus on Financial Services Litigation. He represents clients in the areas of class action litigation and business disputes, in both federal and state court.

Jonathan’s practice includes counseling to help businesses navigate and litigate the myriad of laws in the consumer law and financial services fields, with a particular emphasis on the many "alphabet soup" federal consumer protection statutes such as the Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), and Fair Credit Reporting Act (FCRA). Jonathan is also experienced with a variety of state consumer protection laws and regularly litigates actions arising under the West Virginia Consumer Credit Protection Act (WVCCPA) and New York General Business Law § 349. He regularly represents a number of businesses in mortgage-foreclosure disputes and auto-finance litigation.

Jonathan has represented businesses in various state and federal venues; in the last three years alone he has defended cases in seven states (New Jersey, New York, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia), as well as handled arbitrations arising under the Federal Arbitration Act (FAA). Jonathan has experience in all phases of complex litigation, including serving as lead trial counsel in multiple state court actions where he has secured defense judgments for his clients.

Jonathan provides ongoing analysis and commentary on developments in the consumer financial services industry, with a focus on credit card lenders, through the Consumer Financial Services Law Monitor blog.

Representative Matters

Financial Services Litigation

  • Lead trial counsel for New Jersey lawsuit alleging violations of the FDCPA and related state law claims. Secured complete defense judgment at bench trial.
  • Counsel for national debt buyer in defense of putative class action and single-plaintiff FDCPA cases.
  • Counsel for national debt collector in defense of putative class action and single-plaintiff TCPA cases.
  • Counsel for staffing agency in putative class action FCRA case.
  • Counsel for national background screening company in FCRA national class action and single-plaintiff FCRA cases.
  • Counsel for regional banking corporation with respect to claims asserted under the West Virginia Consumer Credit Protection Act (“WVCCPA”).
  • Lead trial counsel for national mortgage servicing company in Virginia state court lawsuit alleging a fraudulent real estate transaction. Successfully defended all claims at trial.
  • Counsel for regional banking corporation with respect to various claims of inflated mortgage appraisals.

Business Litigation

  • Counsel for Fortune 1000 energy corporation in personal injury action. Obtained dismissal of all claims at motion to dismiss stage.
  • Counsel for Fortune 500 cosmetics company in complex products liability action.
  • Counsel for Fortune 200 electric utility in multiple industrial accident lawsuits.
  • Counsel for Health System with respect to physician recruitment agreement lawsuits.

Speaking Engagements & Publications

  • Co-author, “Annual Report: 2017 Consumer Financial Services Year in Review and a Look Ahead,” January 10, 2018.
  • Speaker, “Game of Phones: Current Trends in Collection Calls under the TCPA, FDCPA, and other Regulatory Frameworks,” Clear Law Institute Webinar, August 17, 2017
  • Co-author, " The Question of Rule 68 ," ACA International Collector Magazine, July 2017
  • Co-author, " Future FCC Leadership Could Mean Big Changes For TCPA ," Law360, January 10, 2017.
  • Author, “Applying Twombly and Iqbal's Plausibility Standard to Affirmative Defenses in West Virginia Federal Courts”, Defense Trial Counsel of West Virginia, April 2014
  • Moderator, General Counsel Expectations for Young Lawyers, West Virginia Bar Association, January 2014
  • Panelist, Legal Recruiting and Interview Practices, Defense Trial Counsel of West Virginia, 2012
  • Co-Author, An Unreasonable Example of Reasonable Alternative Design? - Osorio v. One World Technologies, Inc., Law360, November 2011

Professional and Community Involvement

  • Defense Trial Counsel West Virginia
  • President’s Council, Sports Backers
  • Board of Directors, Higher Ground, USA

Rankings and Recognition

  • Selected as a “Rising Star” in General Litigation by Virginia & West Virginia Super Lawyers Magazine (2014-2015).

Professional Experience

  • Associate, Troutman Sanders LLP, 2016-present
  • Attorney, Troutman Sanders LLP, 2015-2016
  • Associate, Jackson Kelly PLLC, 2011-2015



  • West Virginia University, J.D., 2011
  • Georgia College & State University, M.Ed., 2006
  • Berry College, B.S., 2004

Bar Admissions

  • Virginia
  • West Virginia