Mary Kate Kamka

Associate

San Francisco
Business Phone: 415.477.5751
Business Fax: 415.477.5710

marykate.kamka@troutman.com

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Mary Kate Kamka is an Associate in Troutman Sanders’ Financial Services Practice Group.  She works in the San Francisco office. Her primary areas of focus are consumer and commercial financial services litigation specializing in both class action and individual cases. She represents financial services clients in both state-wide and national class actions brought under a variety of state and federal consumer protection statutes including the Fair Debt Collection Practices Act (both California and Federal), Real Estate Settlement Procedures Act, Truth-In-Lending Act, Telephone Consumer Protection Act, Fair Credit Reporting Act, and various state-specific consumer finance statutes including California’s Unfair Competition Law (Cal. Bus. & Prof. Code sections 17200 and 17500).

Mary Kate also works with clients to respond to civil investigative demands and subpoenas issued by state and federal financial regulators. She has extensive experience in all aspects of e-discovery performed in connection with both litigation matters and government investigations including negotiating search parameters with opposing parties, training and managing document review teams, advising clients on cost-effective strategies for the review and production of electronic materials, and advising clients on developing and implementing document retention policies.

Representative Matters

  • Represented loan servicing client in nationwide class action alleging violations of the Fair Credit Reporting Act (“FCRA”) in the context of soft credit pulls.
  • Represented loan servicing client in nationwide class action concerning alleged violations of the Real Estate Settlement Procedures Act (“RESPA”).
  • Represented loan servicing client in state-wide class action filed in California alleging violations of the California Rosenthal Fair Debt Collection Practices Act.
  • Represented auto-finance company in individual actions brought under California consumer protection laws.
  • Navigated large nationwide financial services clients through multiple simultaneous class action lawsuits concerning lender-placed insurance, which ultimately resulted in nationwide settlements.
  • Represented several financial institutions in responding to regulatory subpoenas issued by the New York Department of Financial Services, the U.S. Department of Housing and Urban Development (“HUD”), and various state attorney general offices.
  • Represented financial services clients in individual matters concerning alleged violations of the FCRA, Telephone Consumer Protection Act (“TCPA”), Fair Debt Collection Practices Act (both California and federal), RESPA, Truth-In-Lending Act, and various state-specific consumer finance statutes including California’s Unfair Competition Law (Cal. Bus. & Prof. Code sections 17200 and 17500).

Publications

  • Co-author, “Are the FTC’s Warnings on Debt Collection by Text Message Prescient or Predictable?” Conference on Consumer Finance Law Quarterly, 76-83, April 20, 2017.

Professional Experience

  • Associate, Troutman Sanders, 2018-present
  • Associate, Severson & Werson PC, 2012-2018

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Education

  • Yale University, B.A., 2005
  • U.C. Davis School of Law, J.D., 2011

Bar Admissions

  • California