Maryia Y. Jones


Virginia Beach
Business Phone: 757.687.7539
Business Fax: 757.687.1542


Maryia Jones is an associate in the firm’s Consumer Financial Services practice, with a primary focus on Financial Services Litigation. As part of the firm’s national practice defending consumer-facing companies of all types, Maryia has handled individual and class action cases in many states, including Virginia, West Virginia, New York, New Jersey, Florida, California, and Texas. She regularly defends creditors, loan servicers, and debt collectors in lawsuits involving claims under federal and state consumer laws, including Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Telephone Consumer Protection Act (TCPA), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), their state counterparts, and implementing regulations. Maryia also represents clients in shareholder/partner disputes, intellectual property lawsuits, and other complex litigation.

Maryia has successfully prosecuted and defended jury and bench trials in federal and state courts and secured a $2.1M federal jury verdict for her client in a misappropriation of trade secrets case. On the appellate level, Maryia has obtained victories for her clients in front of the Fourth Circuit Court of Appeals.

In addition to her litigation experience, Maryia regularly provides regulatory advice to her financial services clients to ensure compliance with the federal and state consumer protection laws and with the evolving rules and regulations by the Consumer Financial Protection Bureau. Maryia also contributes her analysis and commentary on legal and business developments in the consumer financial services industry through the Consumer Financial Services Law Monitor blog at

Maryia graduated from William & Mary Law School in the top ten percent of her class. While attending William & Mary Law School, Maryia worked with the legal department of the nationwide tax franchisor Liberty Tax Service on commercial litigation and intellectual property matters.

Representative Matters

  • Successfully defended numerous class actions and individual lawsuits against national lenders, servicers, and debt collectors arising from foreclosures, debt collection, and loss mitigation.
  • Currently serve as managing counsel for one of the nation’s largest loan services in state and federal actions involving claims under consumer protection laws.
  • Obtained dismissal of class claims under federal and state consumer protection laws.
  • Secured a seminal decision from a federal court denying plaintiffs’ novel motion for county-only class certification in a FDCPA class action.
  • Obtained favorable settlements in federal class actions brought under FDCPA and other consumer protection laws against national loan servicers and foreclosure trustee firms.
  • Obtained multiple judgments dismissing with prejudice borrowers’ claims against national banks and servicers arising from refusal to modify borrowers’ loans.
  • Secured summary judgment in favor of a national bank on common law fraud claims and illegal debt collection claims under the West Virginia consumer protection statute.
  • Secured dismissal with prejudice of Truth in Lending Act claims arising from national bank's alleged failure to provide notice of right to rescind.

Recent Matters

Financial Services Litigation

  • Morris v. Reverse Mortgage Solutions Inc. , No. 5:16cv07899 (S.D.W. Va. April 10, 2017) – in a matter of significant precedential value, secured dismissal with prejudice of consumer protection claims on the grounds that an heir of a reverse mortgage borrower lacks standing to assert such claims.
  • Jones v. Selene Finance , No. CL16712 (City of Portsmouth Cir. Ct. Feb. 24, 2017) – obtained dismissal with prejudice of borrower’s claims arising from an alleged failure to conduct a face-to-face interview in accordance with the HUD regulations.
  • Kagan v. Selene Finance, No. 15-CV-5936, 2016 U.S. Dist. LEXIS 134482 (S.D.N.Y. Sep. 28, 2016) - secured dismissal with prejudice of an FDCPA class claim arising from mortgage servicer’s debt validation notices to consumers.
  • Pena v. HSBC Bank USA, N.A. , 633 Fed. Appx. 580 (4th Cir. 2015) – defeated borrower’s appeal from the district court’s dismissal of plaintiff’s claims of mortgage invalidity.
  • Krechner v. Nationstar Mortage, LLC , No. 15cv5054, 2015 U.S. Dist. LEXIS 169224 (Dec. 18, 2015) – obtained dismissal of consumer’s class claims brought under the FDCPA.
  • McNeely v. Wells Fargo Bank , No. 2:13cv25114 (S.D.W. Va. Dec. 10, 2014) – won motion to dismiss plaintiff’s fraud and WVCCPA claims against defendants mortgage servicer and loan holder.
  • Gary v. Nationstar Mortg., LLC , No. 4:14cv11 (E.D. Va. Nov. 3, 2014) – obtained dismissal of borrower’s complaint with prejudice, including claims for actual and constructive fraud and breach of contract against defendant mortgage servicer.
  • Fariasantos v. Rosenberg & Assocs., LLC , No. 3:13cv543, 2014 U.S. Dist. LEXIS 152169 (E.D. Va. Oct. 27, 2014) – defeated plaintiff’s motion to certify county-only FDCPA class.
  • Griffin v. Nationstar Mortg., LLC , CL13-802 (City of Suffolk Cir. Ct. Oct. 12, 2014) – won bench trial on borrower’s claims of wrongful failure to modify loan and suspend foreclosure.
  • Rowe v. Aurora Commer. Corp. , No. 5:13cv21369, 2014 U.S. Dist. LEXIS 105186 (S.D. W. Va. Aug. 1, 2014) – obtained dismissal of numerous claims (fraud, TILA, WVCCPA, and usury) against defendant loan servicers.
  • Gregory v. Nationstar Mortg., LLC , No. 2:13cv6952, 2014 U.S. Dist. LEXIS 64138 (D.N.J. May 8, 2014) – secured dismissal with prejudice of FDCPA class claims arising from reverse mortgage servicer’s communications with borrower.
  • McElvy v. Nationstar Mortg., LLC , No. 2:13cv377 (E.D. Va. Mar. 10, 2014), aff’d, 581 Fed. Appx. 293 (4th Cir. 2014) – won motion to dismiss with prejudice plaintiff’s FDCPA and other consumer claims and secured affirmation on appeal to the Fourth Circuit Court of Appeals.
  • Lepelletier v. Fair Oaks Motors, Inc., et al. , 2012 U.S. Dist. LEXIS 109363 (E.D. Va. Feb. 24, 2012), aff’d, 2012 U.S. App. LEXIS 16050 (4th Cir. Aug. 1, 2012) – secured affirmation of dismissal of borrower’s FCRA claims arising from auto financing.

Business Litigation

  • In re Korpan , AP No. 14-03357 (Bankr. S.D. Tex. Mar. 7, 2016) – secured a judgment of over $670,000 on client’s claims for misappropriation of trade secrets and a finding of non-dischargeability against the debtor.
  • Mar Oil Company v. Korpan , No. 3:11cv1261 (N.D. Ohio June 2015) – obtained $2.1M jury verdict in a week-long jury trial in favor of Mar Oil Company, including an award of compensatory and punitive damages.
  • Ritger v. Summs , No. 12-1358; Harville v. Summs, No. 12-1416 (City of Chesapeake Cir. Ct. Jan. 13, 2016) - in a case of first impression, obtained an important ruling in client’s favor on valuation of partnership assets in a complex business dispute.

Professional and Community Involvement

  • Member, Virginia Bar Association

Professional Experience

  • Associate, Troutman Sanders LLP, 2010-present
  • In-house counsel, Liberty Tax Service, February-December 2009



  • College of William and Mary, J.D., 2009
  • Belarusian State University, B.A., magna cum laude, 2004

Bar Admissions

  • 2009 Virginia

Court Admissions

  • U.S. District Court for the Eastern District of Virginia
  • U.S. District Court for the Western District of Virginia
  • U.S. Bankruptcy Court for the Eastern District of Virginia
  • U.S. Court of Appeals for the Fourth Circuit
  • Supreme Court of Virginia


  • English
  • Belarusian
  • Russian