Sarah Warren Smith


Business Phone: 804.697.1208
Business Fax: 804.697.1339


Sarah Warren Smith is an associate in the firm’s Consumer Financial Services practice, with a primary focus on Financial Services Litigation. Sarah Warren focuses her practice on complex litigation and defends consumer-facing companies of all types in individual and class action claims, including claims under the Fair Debt Collection Practices Act ("FDCPA"), Real Estate Settlement Procedures Act ("RESPA"), Fair Credit Reporting Act ("FCRA"), Home Ownership and Equity Protection Act ("HOEPA"), Fair Housing Act ("FHA"), and Equal Credit Opportunity Act ("ECOA"). Sarah Warren has defended companies in individual and class action cases in many states, including Virginia, Maryland, Florida, Illinois, Texas, Pennsylvania, and South Carolina.

Sarah Warren also litigates corporate disputes, contract disputes, products liability, and tort liability. She has extensive litigation experience and can help prepare and defend clients in all aspects of litigation, including motions practice, discovery, mediation, and trial. Sarah Warren has argued dispositive motions in state and federal courts, served as lead counsel on dozens of jury and bench trials in Virginia state circuit and general district courts, and handled appeals before the Virginia Supreme Court and U.S. Court of Appeals for the Fourth Circuit.

Sarah Warren graduated magna cum laude from the University of Richmond School of law and was a member of the Order of the Coif. She served as Annual Survey Editor for the University of Richmond Law Review and was a member of the Moot Court Board.

Sarah Warren provides ongoing analysis and commentary on legal and business developments in the consumer financial services industry through the Consumer Financial Services Law Monitor blog at

Representative Matters

  • Counsel for national mortgage servicing companies in individual and class action suits involving the FDCPA and RESPA.
  • Counsel for national mortgage company in FHA and ECOA suit.
  • Counsel for national banks in foreclosure actions.
  • Counsel for national consumer finance companies in state regulatory investigations.
  • Counsel for national background screening companies in FCRA national class actions.
  • Counsel for various businesses and business executives involving contract disputes and tort liability.

Speaking Engagements

Professional and Community Involvement

  • Virginia Bar Association
  • American Inns of Court, Lewis F. Powell, Jr. Chapter
  • Member, Recruiting Committee, Richmond Bar Association

Rankings and Recognition

  • Recognized as a member of Virginia’s “Legal Elite” by Virginia Business magazine in Civil Litigation (2015).

Professional Experience

  • Associate, Troutman Sanders LLP, 2015-present
  • Associate, Sands Anderson PC, 2011-2015



  • University of Richmond, J.D., magna cum laude, 2011
  • James Madison University, B.A., cum laude, 2006

Bar Admissions

  • Virginia

Court Admissions

  • Supreme Court of Virginia
  • U.S. District Court for the Eastern District of Virginia
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court for the Western District of Virginia