Timothy "Tim" J. St. George

Partner

Richmond
Business Phone: 804.697.1254
Business Fax: 804.698.6013

tim.st.george@troutman.com

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Tim St. George’s practice includes the representation of clients in federal and state court, both at the trial and appellate level. Tim focuses his practice on the areas of complex litigation and business disputes, financial services litigation, and consumer litigation.

Tim has developed a particular expertise litigating individual and class action cases under the federal Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), and the Fair Debt Collection Practices Act (FDCPA), as well as their state law counterparts.

Tim has written and spoken nationally on issues relating to complex litigation, background screening, and consumer protection. He has been quoted in publications such as the National Law Journal, The Business Lawyer (American Bar Association), Law360, The Practical Litigator (American Law Institute), and the Practical Law Journal. He has lead national compliance and litigation seminars/webinars on class actions, the Fair Credit Reporting Act, and consumer protection.

Tim has experience in all phases of complex litigation, including serving as lead trial counsel in federal and state court, where he has secured both jury verdicts and defense judgments for his clients. He has substantial class action experience, having served as counsel in dozens of proposed class cases. He has also been lead counsel in consumer arbitrations. Tim has also served as counsel in successful appeals before the Supreme Court of Virginia, the United States Court of Appeals for the Fourth Circuit, and the United States Court of Appeals for the Ninth Circuit.

Before joining the firm, Tim served as a judicial law clerk to the Honorable Robert E. Payne, United States District Court for the Eastern District of Virginia.

Representative Matters

Consumer Litigation

  • Lead counsel for nationwide tenant screening company in proposed nationwide Fair Credit Reporting Act (FCRA) class claim challenging the reporting of “race” information and outdated criminal histories. Obtained dismissal of the race reporting claim on First Amendment grounds and defeated class certification of the claim relating to the reporting of criminal histories.
  • Represented nationwide debt collector in claims under the Credit Repair Organizations Act (CROA). Secured dismissal of the action before the trial court and then served as lead appellate counsel before the Ninth Circuit, which unanimously affirmed the dismissal.
  • Lead counsel for reseller of credit reports with respect to novel Fair Credit Reporting Act (FCRA) claim challenging credit pulls post bankruptcy. Secured dismissal of claims with prejudice.
  • Lead counsel in Telephone Consumer Protection Act (TCPA) arbitration with potential exposure of hundreds of thousands of dollars. Secured settlement of claims post-arbitration for less than 1% of demand.
  • Lead counsel for national background screening company in significant class action asserting novel claims for liability under the Fair Credit Reporting Act (FCRA) with over $1.7 billion in potential exposure. Obtained denial of class certification.
  • Represented national debt collection agency in a 41 state attorneys general investigation into its collection practices, including coordinating the debt collector’s response to the associated subpoenas issued by the state participants.
  • Lead counsel for national debt collector with respect to putative New York class action challenging litigation practices under the Fair Debt Collection Practices Act (FDCPA) and state law consumer protection statutes. Defeated the motion for class certification and then resolved the case on an individual basis.
  • Lead counsel in multiple putative class actions against tenant screening company asserting varying claims under the Fair Credit Reporting Act (FCRA) relating to the transmission of consumer reports, file disclosures, and consumer disputes.
  • Counsel for wholesale retailer of healthcare data in putative class action under the Fair Credit Reporting Act (FCRA) asserting claims of first-impression. Was successful in having the case transferred to more favorable forum, and then obtained denial of request for class certification.
  • Lead counsel for nationwide consumer reporting agency alleging novel application of the Fair Credit Reporting Act (FCRA) and California state law against a “reseller” of reports. Obtained summary judgment of claim asserted under § 1681e(b).
  • Counsel for marketing company with respect to nationwide class action claims under multiple provisions of the Fair Credit Reporting Act (FCRA) and associated attempts to “pierce” the corporate veil.
  • Represented national debt collection firm in 700 plaintiff "mass action" for claims of numerous violations of the Fair Debt Collection Practices Act (FDCPA).
  • Represented national collections agency and its wholly-owned subsidiaries for claim of violation of the Fair Debt Collection Practices Act (FDCPA), civil conspiracy, the Racketeer Influenced and Corrupt Organizations Act (RICO), and abuse of process.
  • Counsel for government contractor specializing in background investigations for nationwide class-action claim asserted under § 1681k(a)(1) of the Fair Credit Reporting Act (FCRA). Case voluntarily dismissed by plaintiff's counsel after discovery with no settlement.
  • Counsel for national debt collection agency for class-action of Virginia consumers asserted under § 1962f(1) and § 1692e of the Fair Debt Collection Practices Act (FDCPA) challenging litigation practices.
  • Counsel for national banking institution in declaratory judgment action implicating over $7 million in liens defending claims under the Truth in Lending act (TILA), D.C. Consumer Protection Procedures Act (DCPPA), D.C. Human Rights act (DCHRA) and fraud.
  • Counsel for numerous banking institutions and mortgage loan servicers with respect to claims asserted by defaulting mortgages under the Fair Credit Reporting Act (FCRA), Equal Opportunity Credit Act (EOCA) and Regulation B, Truth in Lending Act (TILA) and Regulation Z, and state analog statutory compliance obligations.

Complex Litigation

  • Lead counsel for nationwide producer of farm-related products with respect to attempted injunction of $180 million asset sale. Secured dissolution of the injunction and successful consummation of the sale.
  • Specially-retained appellate counsel by the Commonwealth of Virginia with respect to challenge to $2.1 billion public-private partnership infrastructure project. Secured reversal of trial court’s constitutional ruling on appeal in the largest commercial case ever litigated against a state agency in Virginia.
  • Represented regional tobacco company in declaratory judgment action implicating sale on interest in $70 million in qualified settlement fund escrow accounts. Obtained verdict in favor of client after a four-day bench trial, which was affirmed on appeal by the Fourth Circuit.
  • Lead trial counsel for national manufacturer of high-performance computers and tablets in action for breach of contract and commission of various business torts. Obtained dismissal of $1.2 million counterclaim for breach of contract on a motion to strike after the close of defendant’s case, along with a jury award for the full amount of damages sought from defendant.
  • Lead trial counsel for regional healthcare provider in bench trial for breach of contract and defamation against contractor. Obtained six-figure verdict, including a contested award of all attorney’s fees incurred.
  • Lead counsel for pharmaceutical company in breach of contract action against assignee of $3.6 million in assets related to generic prescription drugs. Case resolved for 95% of full sum demanded from assignee during pendency of plaintiff’s motion for summary judgment.
  • Represented Fortune 1000 coal mining corporation in shareholder class action challenging the terms of proposed $8.5 billion merger. Obtained dismissal of action with no payment to shareholders and consummation of merger.
  • Counsel for national brokerage firm for claim of breach of contract/unjust enrichment in relation to the sale of over $400 million in tax-exempt municipal assets. Case settled on highly-favorable terms five days before trial after defeating both rounds of defendant’s dispositive motions.
  • Lead counsel for national marketing company in claims of misappropriation of trade secrets under California law. Defeated motion for preliminary injunction, resulting in the plaintiff’s voluntary dismissal of claims with no payment.
  • Counsel for Fortune 1000 coal mining corporation in breach of contract arbitration. Case resolved after extensive discovery, resulting in millions of dollars of price concessions to coal company.
  • Counsel for Indian tribes and economic instrumentalities of the tribes with respect to multiple class actions challenging lending practices, collectively implicating tens of millions of dollars in loans.
  • Counsel for international producer of construction aggregates in its breach of contract action against general contractor. Case resolved with general contractor dismissing the action after motions in limine were filed.
  • Counsel for regional healthcare corporation and its wholly-owned subsidiary entities with regard to a claim of civil conspiracy seeking damages of $20 million. Obtained dismissal of conspiracy claim on demurrer.
  • Amicus curiae counsel to non-profit organization in high-profile lawsuit challenging federal health care legislation.

Financial Services Litigation

  • Currently serving as national counsel for Fortune 200 banking institution with regard to numerous individual and class claims asserted under the Magnuson-Moss Warranty Act, FTC Holder Rule, and various state consumer protection statutes in more than 20 states.
  • Lead trial counsel for national banking institution in claim for systematic mortgage fraud. Obtained directed verdict at trial.
  • Counsel for national banking institution in action seeking enforcement of $10 million letter of credit. Obtained favorable settlement prior to trial permitting enforcement of note.
  • Lead counsel for national banking institution relative to claims of breach of fiduciary duty and breach of trust. Obtained dismissal of all claims with prejudice at motion to dismiss stage.
  • Counsel for regional banking corporation in resisting hostile shareholder request for proprietary corporate information under Va. Code § 13.1-773(B). Case resolved without granting plaintiff access to corporate information.

Publications and Speaking Engagements

Professional and Community Involvement

  • Board Member, Federal Bar Association, Richmond, Virginia Chapter (2013-present).
  • Chair, Younger Lawyer’s Division of the Federal Bar Association, Richmond, Virginia Chapter (2013-2014).
  • Member, National Association of Professional Background Screeners (NAPBS) (2014-present).

Rankings and Recognition

  • Selected as a “Rising Star” in Business Litigation by Law & Politics' Virginia Super Lawyers Magazine (2012) and selected as a "Super Lawyer" in Business Litigation (2013-2016).

Professional Experience

  • Partner, Troutman Sanders LLP, 2017-present
  • Associate, Troutman Sanders, 2009-2016
  • Law Clerk, the Honorable Robert E. Payne, United States District Court for the Eastern District of Virginia, 2008-2009

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Education

  • University of Virginia, J.D., 2008
    Order of the Coif
    The Society of the Cincinnati Scholar
    Semi-Finalist, William Minor Lile Moot Court Competition
  • University of Virginia, B.A., with honors, 2005
    Phi Beta Kappa
    Echols Scholar

Bar Admissions

  • Virginia
  • District of Columbia

Court Admissions

  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. Court of Appeals for the Ninth Circuit
  • U.S. District Court for the Eastern District of Virginia
  • U.S. District Court for the Western District of Virginia
  • U.S. Bankruptcy Court for the Eastern District of Virginia
  • U.S. Bankruptcy Court for the Western District of Virginia