Troy K. Jenkins


Business Phone: 804.697.1276
Business Fax: 804.697.1276


Troy Jenkins is an attorney in the firm’s Government Investigations, Compliance and Enforcement section. He helps major banks and other financial service institutions create state and federal regulatory policies to aid in navigating regulatory frameworks. Troy also helps alcohol beverage manufacturers develop state regulatory policies, and he assists in internal corporate investigations.

Troy's practice includes a focus on compliance counseling to help businesses comply with federal and state consumer protection laws regulating financial services companies. He assists particularly with:

  • Fair Debt Collection Practices Act (FDCPA) and state law analog statutes;
  • Electronic Fund Transfer Act (EFTA) and Regulation E (Reg E); and
  • Section 5 of the Federal Trade Commission Act and regulations promulgated thereunder prohibiting unfair or deceptive acts and practices.

Troy graduated with a B.A. in Government and History from the University of Virginia, and a J.D. from the University of Richmond School of Law, where he served as the Managing Editor for the Richmond Journal of Global Law and Business. Troy worked as a legal honors extern at the U.S. Securities and Exchange Commission during law school, and is also a 2015 Corporate Scholar of the Association of Corporate Counsel.

Representative Matters

  • Drafted nationwide state compliance obligations for large national bank, topics including:
    • Abandoned property and escheat laws;
    • Advertising and marketing laws;
    • Debt collection laws;
    • Defensive garnishment laws;
    • Electronic banking laws;
    • Military rights and protections laws;
    • Data breach laws; and
    • A host of laws regarding various employment topics.
  • Assisted with internal corporate investigation regarding violations of the federal Jones Act.
  • Counseled power and energy company on compliance with the Electronic Fund Transfer Act (EFTA), Regulation E, and the Electronic Signatures in Global and National Commerce Act (E-Sign).
  • Assisted with communication compliance procedures for national debt collector.
  • Counseled alcohol beverage manufacturer on state licensing restrictions.
  • Assisted payment processors with compliance requirements for surcharges.
  • Assisted state bank with Mortgage Lender Licensing compliance.
  • Assisted clients with contract formation issues, focusing on incorporating by reference privacy policies and supplemental terms and conditions.

Professional Experience

  • Associate, Troutman Sanders LLP, 2018-present
  • Staff Attorney, Troutman Sanders LLP, 2016-2018



  • University of Richmond, J.D., 2016
  • University of Virginia, B.A., 2009

Bar Admissions

  • Virginia