In Case You Missed It: Consumer Financial Services Law Monitor - February 2024 in Review
Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of February, including our 2023 Consumer Financial Services Year in Review and A Look Ahead. To catch up on posts and podcasts you may have missed, click on the links below:
2023 Year in Review
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead
Consumer Financial Protection Bureau (CFPB)
Republican Representatives Urge CFPB to Revisit Proposed Payment App Rule
CFPB Issues First Report on Results of Its Updated Terms of Credit Card Plans Survey
A CFPB First: Bureau Publicly Asserts "Dormant" Supervisory Authority Over Company
CFPB Reports on Student Borrowers' Experiences During Return to Loan Repayment
Comment Period on CFPB's Auto Finance Data Project Closing Soon
Telephone Consumer Protection Act (TCPA)
FCC Rules AI-Generated Voices Fall Under TCPA Restrictions
Pennsylvania District Court Finds No Personal Liability Under the TCPA
New TCPA Rules: Revoking Consent to Robocalls and Robotexts
Debt Buyers + Collectors
Third Circuit Finds Pennsylvania's Consumer Discount Company Act Does Not Apply to Debt Collectors
Fair Credit Reporting Act (FCRA)
Supreme Court Holds Government Agencies are Not Immune from FCRA Liability
Credit Reporting Agencies
Federal Trade Commission (FTC)
FTC Issues Supplemental Rulemaking to Combat Impersonation Fraud
FTC Says Unilateral Policy Changes for AI Product Development Could be Unfair or Deceptive
State Regulations
Illinois Introduces Third-Party Dental Financing Bill
Virginia House Bill 418 Could Authorize Class Action Lawsuits in the Commonwealth
Regulatory Enforcement + Compliance
AAA Adopts New Mass Arbitration Rules
A Closer Look at NCUA's Consumer Financial Protection and Compliance Expectations
Mortgage Lending
Student Lending
Department of Education Cancels $5B More in Unpaid Student Loans
Podcasts
The Consumer Finance Podcast – Year in Review and a Look Ahead
The Consumer Finance Podcast – Year in Review and a Look Ahead: Fintech Developments
The Consumer Finance Podcast - Status of the DOJ's Combatting Redlining Initiative
The Consumer Finance Podcast – Avoiding Auto Finance Pitfalls Under the FTC's New CARS Rule
Payments Pros Podcast - 2023 Payments Year in Review: Subscriptions, FedNow, and More!
Payments Pros Podcast – 2023 Payments Year in Review: CFPB and FTC Regulatory Trends
The Crypto Exchange Podcast – Unraveling the Crypto Code: California's New DFAL Explained
Weekly Newsletters
Troutman Pepper Weekly Consumer Financial Services Newsletter – Week of February 26, 2024
Troutman Pepper Weekly Consumer Financial Services Newsletter – Week of February 12, 2024
Troutman Pepper Weekly Consumer Financial Services Newsletter – Week of February 19, 2024
Troutman Pepper Weekly Consumer Financial Services Newsletter – Week of February 5, 2024