Jon is an attorney with substantial experience in the financial services and insurance industries. He represents clients across the U.S. in class actions, consumer litigation, contract and insurance disputes, pre-litigation analysis, and regulatory compliance.
Jon defends and advises clients in connection with federal and state consumer laws, including claims and compliance issues involving the Equal Credit Opportunity Act (ECOA) and Regulation B, Fair Housing Act (FHA), Fair Credit Reporting Act (FCRA) and Regulation V, Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA) and Regulation Z, Real Estate Settlement Practices Act (RESPA) and Regulation X, and Homeowners Protection Act (HPA), as well as state law equivalents and various unfair, deceptive, or abusive acts or practices (UDAAP) laws. He also regularly represents insurers in claims interpleading policy funds into federal and state courts' registries. His work has included defending clients in state and federal courts across the U.S., including New York, California, Illinois, Florida, Texas, Virginia, Pennsylvania, Maryland, West Virginia, North Carolina, Georgia, Kentucky, Wisconsin, Oregon, Washington, Louisiana, and the District of Columbia.
Prior to rejoining the firm in 2015, Jon served as an assistant general counsel in Capital One's litigation department, where he managed a team focusing on mortgage litigation. His practice included representing Capital One on a national basis in residential mortgage-backed securities (RMBS) disputes and lawsuits and individual and class action consumer litigation. He also helped prepare for and defend litigation and compliance issues related to new and evolving mortgage origination and servicing laws and regulations, including the CFPB's mortgage origination and servicing rules, as well as Homeowner Bill of Rights legislation in California, Nevada, and other states. Further, Jon has managed disputes and issues related to mortgage insurance rescissions and claim denials, servicing and sub-servicing obligations, and mortgage servicing rights (MSR) transfers.
Consumer Litigation
Mortgage Litigation
ERISA Litigation
Complex Litigation and Insurance Claims
Representative matters may include engagements before joining Troutman Pepper.
Consumer Financial Services Law Monitor
02.01.24
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead
Articles + Publications
02.01.24
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead
Consumer Financial Services Law Monitor
12.13.23
FTC Publishes CARS Rule Regulating Motor Vehicle Dealer Sales Practices
Consumer Financial Services Law Monitor
02.24.23
CFPB Issues Data Requests to Major Auto Lenders
Consumer Financial Services Law Monitor
02.01.23
CFPB Proposes to Dramatically Cut Safe Harbor for Credit Card Late Fees
Consumer Financial Services Law Monitor
10.31.22
US House Bill Proposes Enhanced Garnishment Protections for Consumers