Matthew advises banks, nondepository financial institutions, and fintechs on the complexities of doing business in a highly regulated landscape. With first-hand experience as a federal regulator, he provides straightforward solutions that mitigate risk and anticipate future hurdles.
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Matthew provides comprehensive guidance to clients on a wide range of regulatory, transactional, and compliance matters, helping them to advance their operational goals while navigating a changing regulatory landscape. His clients include domestic banks and bank holding companies, international banks, trust companies, and other nondepository institutions, as well as fintechs and payment services firms.
Drawing from his tenure as an attorney in the Legal Division of the Federal Reserve Board, Matthew advises clients on matters such as chartering and licensing, capital and liquidity requirements, permissible activities and investments, affiliate transactions, and third-party risk management. He combines deep knowledge of consumer finance with bank operational insights as he counsels fintechs and payment services providers on a wide range of compliance issues, including card network rules, ACH network rules, and anti-money laundering requirements.
Matthew facilitates partnerships between financial institutions and fintechs in areas such as banking as a service (BaaS), creating payments applications, establishing integrated financial products, and more. With a unique background that includes IT experience, he also helps bridge the gap between banks and their third-party service providers, assisting with the development of vendor risk management programs.
Matthew assists international banks with their entry into the U.S. market, which includes managing the application process with state and federal banking regulators. International banks also look to him for ongoing advice on operational compliance, managing BSA/AML and OFAC/sanctions obligations, and addressing issues under Regulation K and Regulation Y, among others.
Representative matters may include engagements before joining Troutman Pepper.
Troutman Pepper Financial Services
04.29.24
Implications of the FTC’s Noncompete Ban on Financial Institutions
Articles + Publications
04.24.24
Tips for Board Oversight of Third-Party Risk Management
Speaking Engagements
04.04.24
ABA Business Law Spring Meeting 2024
Troutman Pepper Financial Services
04.02.24
Texas Federal Court Grants Preliminary Injunction in Community Reinvestment Act Lawsuit
Troutman Pepper Financial Services
03.13.24
Acting Comptroller of the Currency Hints About Possible Operational Resilience Regulations
Firm News
03.04.24
Troutman Pepper Continues Expansion of Financial Services Practice with Addition of Two Partners