Speaking Engagements
The 21st Century ROAD to Unlocking Community Bank Growth
September 17, 2026
In this special crossover episode of Payments Pros and The Consumer Finance Podcast, Carlin McCrory, Keith Barnett, and Chris Willis are joined by Jason Cover and Mark Furletti to discuss the Consumer Financial Protection Bureau’s (CFPB) proposed interpretive rule on earned wage access (EWA) products. EWA allows employees to access wages they have earned before payday, with two main models: employer-integrated and direct-to-consumer. The conversation explores the differences between EWA and payday lending, emphasizing that EWA typically does not involve finance charges or obligations to repay.
The podcast explains the CFPB’s proposed interpretive rule, which replaces the 2020 guidance that was more favorable to the industry. The new rule would classify EWA products as credit under the Truth in Lending Act (TILA), requiring additional disclosures. The discussion also covers the CFPB’s stance on expedited funding fees and tips, which they argue should be considered finance charges.
The group discusses the CFPB’s approach, noting potential challenges and the lack of justification for the proposed rule. They encourage market participants to submit comments before the August 30 deadline to address flaws in the CFPB’s analysis.
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Sponsored Events
Women in Public Finance 30th Annual Conference
September 16 – 18, 2026
Sheraton Grand Chicago Riverwalk
301 E North Water St, Chicago, IL 60611
Sponsored Events
Philly BioBreak Reception Fall 2026
September 15, 2026 | 5:30 PM – 8:00 PM ET
Lobby of 2300 Market Street
2300 Market Street, Philadelphia, PA 19103
Speaking Engagements
Healthcare Securities Class Actions, SEC Enforcement & Emerging Capital Markets Risks
September 2, 2026