Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of August. To catch up on posts and podcasts you may have missed, click on the links below:

Auto Finance

New Jersey’s Data Deletion Law: Implications for Resold or Re-leased Vehicles


Banking

SBA Orders Small Business Lenders to End Debanking Practices Pursuant to President Trump’s Executive Order

Preemption Win for Federal Credit Union in the Ninth Circuit on Bounced Check Fee Claims

Senate Banking Committee Releases Draft Digital Asset Market Structure Bill and Request for Information


Consumer Financial Protection Bureau (CFPB)

CFPB Proposes Stricter Standards Limiting Supervision of Nonbanks

CFPB Releases New Advance Notice of Proposed Rulemaking on Section 1033 Open Banking Rule

CFPB Briefly Releases Semi-Annual Rulemaking Agenda Amidst Uncertainty

CFPB Proposes Rules Re-Defining Larger Participants in Multiple Markets

D.C. Circuit Court Vacates Preliminary Injunction in NTEU v. CFPB


Consumer Financial Services

July 2025 Consumer Litigation Filings: Everything Up


Cryptocurrency + FinTech

Illinois Passes New Laws Designed to Safeguard Consumers Against Cryptocurrency Fraud

GENIUS Act Under the Microscope: Strengths, Weaknesses, and Regulatory Milestones

Treasury Issues Request for Comment on Innovative Methods to Detect Illicit Activity Involving Digital Assets

CFTC Launches Crypto Sprint to Implement Digital Asset Market Recommendations

SEC’s “Project Crypto:” A Step Toward On-Chain Financial Markets


Debt Buyers + Collectors

Fourth Circuit Holds Filing a Time-Barred Collections Lawsuit Waives Right to Arbitrate


Regulatory Enforcement + Compliance

Illinois Amends Student Loan Servicing Rights Act to Include Educational Income Share Agreements


Podcasts

The Consumer Finance Podcast – Regulatory Rollback: Impact of the CFPB’s Withdrawal of Overdraft and Deposit Account Fee Guidance on Financial Institutions and Related Litigation Risks

The Consumer Finance Podcast – Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products

The Consumer Finance Podcast – Regulatory Rollback: CFPB’s Withdrawal of Informal Guidance Sparks New Litigation Dynamics

The Crypto Exchange Podcast – Crypto’s Capital Markets Revolution: Insights From GSR’s Josh Riezman

The Crypto Exchange Podcast – Institutional Adoption, Tax Challenges, and What’s Next for Crypto in the US — Insights from KPMG’s Tony Tuths

Moving the Metal: The Auto Finance Podcast – The Road to Regulation: Vehicle Service Contracts Explained

Payments Pros Podcast – Enhancing Card Partnerships and Compliance: A Conversation With Matthew Goldman

Payments Pros Podcast – Under the Radar: DOJ’s Data Security Rules and Their Impact on Payments Companies


Newsletters

Weekly Consumer Financial Newsletter – Week of August 25, 2025

Weekly Consumer Financial Newsletter – Week of August 18, 2025

Weekly Consumer Financial Newsletter – Week of August 4, 2025

Insight Industries + Practices