Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of December. To catch up on posts and podcasts you may have missed, click on the links below:

Banking

OCC Issues Preliminary Findings on Its Supervisory Review of Large Banks’ “Debanking” Activities

From “Operation Chokepoint 2.0” to Fair Banking: What the House Report Alleges and How the OCC Responded

Consumer Finance Litigation

November 2025 Consumer Litigation Filings: Everything Down

D.C. Circuit Grants Rehearing En Banc in NTEU v. CFPB, Vacates Panel Decision

October 2025 Consumer Litigation Filings: Another Mixed Bag, But Up Over 2024

Consumer Financial Protection Bureau

Federal District Court Clarifies CFPB Injunction, Rejects OLC Funding Theory

CFPB Reportedly Plans to Scrap Biden-Era Guidance on Immigration Status in Lending

What the CFPB’s New Buy Now, Pay Later Market Report Shows

CFPB Signals Issuance of Interim Final Rules on Section 1071 and Section 1033 Amid Funding Constraints

Nonprofits Sue to Force CFPB to Accept Funding from the Federal Reserve

Cryptocurrency

CUA Moves GENIUS Act Rulemaking to OMB, Kicking Off Implementation Process

Senate Agriculture Committee’s Bipartisan Draft Would Give the CFTC Exclusive Jurisdiction Over “Digital Commodities”

Debt Buyers + Collectors

New York Enacts Coerced Debt Law Protecting Survivors of Economic Abuse

Health Care

Colorado Law Adopting Uniform Utilization Review Standards for Behavioral Health Treatment Goes into Effect January 1, 2026

HRSA’s 340B “Rebate Pilot” Faces APA Challenge

States Tighten Oversight of Private Equity in Health Care

Ninth Circuit Reaffirms Broad ERISA Preemption Regardless of Concurrent ERISA Claim

Mortgage Lending and Servicing

No Reset, No Relief: NY Court of Appeals Confirms FAPA’s Reach

Regulatory Enforcement + Compliance

Wisconsin Lawmakers Propose “True Lender” Test and 36% APR Cap for Consumer Loans

New Jersey Adopts Disparate Impact Rules Under LAD, With Broad Reach Across Housing, Lending, Employment, And Other Fields, With Specific Guidance On AI

White House Issues Executive Order Outlining a National Policy Framework for AI

State Attorneys General

Blue-State AGs Tap Rohit Chopra to Lead Consumer Protection Working Group

Podcasts

The Consumer Finance Podcast – The Trump Administration’s Debanking Initiative: Risk Mitigation, Regulatory Deadlines, and Sanctions for Noncompliance

The Consumer Finance Podcast – Point-of-Sale Finance Series: The Holder Rule at 50

The Consumer Finance Podcast – Point-of-Sale Finance Series: Solar Finance Under the Microscope

FCRA Focus – Inside the Homebuyers Privacy Protection Act: A Conversation With the Mortgage Bankers Association

Moving the Metal: The Auto Finance Podcast – New Year, New Surprises? 2026 Resolutions for Dealers and Auto Finance Companies

Moving the Metal: The Auto Finance Podcast – Deck the Halls, Not the Trade Lines: Auto Fraud Talk

Payments Pros Podcast – Point-of-Sale Finance Series: Solar Finance Under the Microscope

Newsletters

Weekly Consumer Financial Newsletter – Week of December 22, 2025

Weekly Consumer Financial Newsletter – Week of December 15, 2025

Weekly Consumer Financial Newsletter – Week of December 8, 2025

Weekly Consumer Financial Newsletter – Week of December 1, 2025

Insight Industries + Practices