Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of February. To catch up on posts and podcasts you may have missed, click on the links below:

Auto Finance

Colorado Bill Would Reshape Auto Repossessions and Create 3‑Day Return Right for Certain Vehicles

Consumer Finance Litigation

2025 Consumer Litigation Filings: Everything Up Compared to 2024

Consumer Financial Protection Bureau

GAO Details CFPB Reorganization, Funding Cuts, and Litigation

Cryptocurrency

Digital Commodity Intermediaries Act Clears Senate AG Committee

SEC Staff Issues Guidance on Tokenized Securities

Financial Services Industry 2025 Digital Assets Year in Review

CFTC and SEC Signal New Era of Crypto Harmonization at Joint Project Crypto Event

Health Care

Parties Seek Vacatur and Remand of 340B Rebate Pilot, Confirming Program Will Not Proceed on Existing Record

Ninth Circuit Upholds Administrator’s Denial of Residential Mental Health Benefits Under ERISA

CMS’s 2027 Medicare Advantage Proposal: “Flat” Rates with Tighter Risk Adjustment

Mortgage Lending and Servicing

Eighth Circuit Confirms Limits on FCRA Furnisher Duties in Late-Payment Dispute Against Mortgage Servicer

DOJ and Texas Reach No‑Penalty Settlement with Colony Ridge Over Alleged Predatory Mortgage Financing, Discriminatory Land Sales

Regulatory Enforcement + Compliance

New York Proposes Sweeping Licensing and Consumer Protection Regime for BNPL Lenders

Telephone Consumer Protection Act

Fifth Circuit Holds TCPA Does Not Require Prior Express Written Consent for Telemarketing Calls

Podcasts

The Consumer Finance Podcast – Signs of Life at the CFPB

The Consumer Finance Podcast – Point-of-Sale Finance Series: Privacy, Breaches, and Data Monetization

The Consumer Finance Podcast – Point-of-Sale Finance Series: The New Regulatory Reality for Small Business Financing and Trade Credit

The Consumer Finance Podcast – Point-of-Sale Finance Series: Federal Shake-Ups and the Rise of Income Share Agreements in Student Loan Financing

FCRA Focus – California DFPI’s Next Target: Credit Reporting Industry

Moving the Metal: The Auto Finance Podcast – Empire State of Scrutiny: The New York FAIR Act and Auto Lending

Moving the Metal: The Auto Finance Podcast – Soaring Repos and Senate Requests: Warren Targets Auto Finance

Payments Pros: The Payments Law Podcast – Trading, Gambling, or Something Else? Prediction Markets and the Payments Puzzle

Newsletters

Weekly Consumer Financial Newsletter – Week of February 23, 2026

Weekly Consumer Financial Newsletter – Week of February 16, 2026

Weekly Consumer Financial Newsletter – Week of February 9, 2026

Weekly Consumer Financial Newsletter – Week of February 2, 2026

Insight Industries + Practices