Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of May. To catch up on posts and podcasts you may have missed, click on the links below:

Auto Finance

Virginia Federal District Court Confirms FCRA Doesn’t Reach Legal Disputes Over Loan Enforceability

Consumer Finance Litigation

March Consumer Litigation Filings: TCPA Cools Off Slightly, FCRA/FDCPA and CFPB Complaints Heat Up

Consumer Financial Protection Bureau

Governor Newsom Taps Former CFPB Director Rohit Chopra to Lead New Business and Consumer Super‑Agency in California

CFPB Issues Final Section 1071 Rule: Narrower Scope, Later Compliance Date, and a Leaner Data Collection and Reporting Regime

Cryptocurrency

President Trump Orders Federal Regulators to “Break Barriers” for Fintech and Revisit Fed Access for Non-Banks

Mortgage Lending and Servicing

OCC Finalizes Escrow Rules to Further Strengthen Federal Preemption

HUD Signals Narrower Fair Housing Act Enforcement Focus, Heightened Scrutiny of Special Purpose Credit Programs

Second Circuit on Remand in Cantero: New York Escrow-Interest Law Is Preempted, Over a Vigorous Dissent

Regulatory Enforcement + Compliance

The Governor’s Veto of Virginia’s Proposed Class Action Bill: What Businesses Should Know

FTC Targets Shutterstock’s “Negative Option” Subscriptions in $35 Million Settlement

New York City Proposed “Click to Cancel” Rule Marks First Municipal Effort to Regulate Automatic Subscription Renewals

Colorado Rewrites Its AI Law

Maryland Enacts Sweeping Earned Wage Access Reforms, Bans Tipping

Senate Democrats Seek Information from Consumer Reporting Agencies on Buy Now, Pay Later Reporting

Telephone Consumer Protection Act

Reading the Tea Leaves: Text Messages May Not Be TCPA Calls in the Seventh Circuit

FCC Proposes Enhanced “Know-Your-Customer” Rules for Voice Providers to Combat Illegal Robocalls

Podcasts

The Consumer Finance Podcast – Colorado’s New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services

The Consumer Finance Podcast – CFPB’s Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs

The Consumer Finance Podcast – Why the Consumer Reporting System Is So Important

The Consumer Finance Podcast – Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting

Moving the Metal: The Auto Finance Podcast – Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution

Moving the Metal: The Auto Finance Podcast – Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams

Payments Pros: The Payments Law Podcast – The Debanking Debate: Regulators, Risk, and Reality for Payments

Payments Pros: The Payments Law Podcast – Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors

Newsletters

Weekly Consumer Financial Newsletter – Week of May 25, 2026

Weekly Consumer Financial Newsletter – Week of May 18, 2026

Weekly Consumer Financial Newsletter – Week of May 11, 2026

Weekly Consumer Financial Newsletter – Week of May 4, 2026

Insight Industries + Practices