Jeremy has devoted more than three decades to representing the consumer financial services industry.
Located in:
Jeremy focuses his practice on federal and state lending and consumer practices laws, with emphasis on the interplay between federal and state laws, joint ventures between banks and nonbank financial services providers, the development and documentation of new financial services products (especially products designed to serve the needs of unbanked and under-banked consumers), bank overdraft practices and disclosures, geographic expansion initiatives, and compliance with federal and state consumer protection laws, including statutes prohibiting unfair, deceptive and abusive acts and practices (UDAAP); usury laws; the Truth in Lending Act (TILA); the Electronic Funds Transfer Act; E-SIGN; the Equal Credit Opportunity Act; and the Fair Credit Reporting Act (FCRA).
Jeremy regularly interacts with regulators on behalf of industry trade groups. He has drafted a number of amicus curiae briefs to the U.S. Supreme Court and other courts on behalf of a number of industry and business trade groups, including the American Bankers Association, the Consumer Bankers Association, the U.S. Chamber of Commerce, the Mortgage Bankers Association, the Financial Services Roundtable, and the American Financial Services Association.
In addition, Jeremy represents banks, thrifts, and other entities in regulatory diligence matters, charter transactions; mergers, acquisitions, and conversions; asset securitizations; purchases of loan servicing rights; and public offerings and private placements of equity and debt instruments.
Representative matters may include engagements before joining Troutman Pepper.
Jeremy writes extensively on topics affecting the consumer financial services industry and has authored many blog posts on the Consumer Finance Monitor over the years. Selected posts include:
Selected Comment Letters
Selected Amicus Curiae Briefs
Consumer Financial Services Law Monitor
02.14.24
Rhode Island and Minnesota Latest States with Bills Opting Out of Federal Banking Law Allowing Interest Rate Exportation
Consumer Financial Services Law Monitor
02.06.24
Bank and Loan Servicer Move to Dismiss Purported Class Action Asserting Violations of Georgia Usury Law and RICO
Consumer Financial Services Law Monitor
02.01.24
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead
Articles + Publications
02.01.24
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead
Consumer Financial Services Law Monitor
01.31.24
AAA Adopts New Mass Arbitration Rules
Consumer Financial Services Law Monitor
01.12.24
Maryland is Latest State to Introduce Legislation Targeting Bank Partnership Programs