Samer represents public and private companies on both corporate and financial services regulatory compliance matters. With a significant portion of his practice devoted to representing clients in the financial services industry, Samer routinely advises depository institutions, innovative fintech companies, and other nonbank financial services companies.
In his transactional practice, Samer guides clients through a variety of strategic transactions, including mergers and acquisitions, corporate governance, and other commercial, vendor, and B2B matters. Samer brings substantial experience counseling clients on purchase and sale agreements; credit card and other loan portfolio acquisitions and divestitures; loan servicing and collection arrangements; and developing and structuring form agreements for new financial services. Samer also regularly assists in relationships between fintechs and banks involving banking as a service (BaaS) arrangements, white-label deployments, card issuance and payment processing programs (including those involving ISOs, ISVs, merchant acquirers, and value-added resellers), money transmission, depository, and lending models, as well as referral and lead generation programs.
Samer's regulatory compliance practice encompasses a wide range of matters — ranging from assisting clients with the deployment of novel financial services to enhancing enterprise-wide compliance management systems and risk management programs. His work frequently revolves around navigating clients through dealings with regulators — including the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board (FRB), and Office of the Comptroller of the Currency (OCC) — as well as the alphabet soup of statutes and regulations that govern consumer financial services such as the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Electronic Fund Transfer Act (EFTA), and statutes prohibiting unfair, deceptive, or abusive acts or practices (UDAAP).
Prior to joining the firm, Samer was a financial institutions corporate and regulatory associate at a national law firm.
Representative matters may include engagements before joining Troutman Pepper.
Troutman Pepper Financial Services
02.29.24
FDIC Announces Lineage Bank Consent Order Containing Third-Party Risk Management Program and Fintech Partnership Orders
Troutman Pepper Financial Services
01.16.24
Applications for Georgia Merchant Acquirer Limited Purpose Bank Charter: A Positive Sign for Fintech and Nonbank Direct Access to Card Networks
Articles + Publications
01.16.24
Applications for Georgia Merchant Acquirer Limited Purpose Bank Charter: A Positive Sign for Fintech and Nonbank Direct Access to Card Networks
Articles + Publications
10.11.22
Federal Reserve Finalizes Rule Eliminating Exclusive Debit Card Networks for E-Commerce