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Practice

Consumer Law Compliance

Our regulatory compliance practice offers collaborative, seamless guidance to help identify and minimize a company’s overall compliance risks. Whether addressing comprehensive compliance counseling, confronting state and federal regulators, or handling litigation, including class actions, we provide experienced support.

Regulatory compliance is a top concern for owners, executives, and managers, especially in today’s complex and risky legal landscape. Companies across numerous industry sectors face an ever-growing number of federal and state laws and regulations, and the legal risks of noncompliance have never been higher.

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  • Advised companies, including a national background investigation company, a national retailer, and a specialized financial services company, on compliance with the Gramm-Leach-Bliley Act (GLB), FCRA, the Equal Credit Opportunity Act (ECOA) and Regulation B (Reg B), and TILA and Regulation Z (Reg Z), as well as state statutory obligations.
  • Counseled the nation’s largest used-car retailer on numerous state and federal compliance issues, including a multistate analysis of state consumer protection laws.
  • Advised a regional bank on compliance matters involving TILA, FCRA, ECOA, and the Real Estate Settlement Procedures Act (RESPA).
  • Advised automobile dealer franchises on compliance issues and drafted related transactional documents.
  • Advised financial services companies on compliance with the Red Flags Rule.
  • Provided TCPA compliance advice to a national automobile finance company.
  • Advised a national debt collector in a CFPB readiness review to ensure compliance with FDCPA requirements.
  • Completed an FDCPA compliance audit for a national debt collector to maintain a business relationship with a state attorney general’s office.
  • Helped a large bank address compliance risk related to state laws governing retail installment contracts and personal consumer loans.
  • Advised a national consumer reporting agency on state data breach law requirements.
  • Conducted multistate surveys of state UDAP laws for financial services companies.
  • Conducted a 50-state analysis of licensure issues related to real estate auctions and REO activities for a national financial services company.
  • Conducted a 50-state survey of unclaimed property laws for a national insurer.

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