Strategies helps businesses and individuals solve the complexities of dealing with the government at every level. Our team of specialists concentrate exclusively on government affairs, representing clients nationwide who need assistance with public policy, advocacy, and government relations strategies.
This unique program provides innovative and affordable opportunities to startups and early-stage emerging companies with a solid technology or scientific foundation. We help companies that have a quality management team in place and do not have other significant legal representation.
eMerge’s lawyers and technologists work together to deliver strategic end-to-end eDiscovery and data management solutions for litigation, investigations, due diligence, and compliance matters. We help clients discover the information necessary to resolve disputes, respond to investigations, conduct due diligence, and comply with legal requirements.
James Stevens, co-leader of Troutman Pepper’s Financial Services Industry Group, and Chris Willis, co-leader of the Consumer Financial Services Regulatory Practice Group, were quoted in the January 17, 2023 S&P Global Market Intelligence article, “Community Banks Face Regulatory, Competitive Pressures to Alter Overdraft Policy.”
However, “In 2023 and beyond, you’re going to see some migration of those changes from bigger banks to smaller banks,” James Stevens, co-leader of the financial institutions group at Troutman Pepper, said in an interview. “Small banks have been looking at that and thinking about, ‘What does that mean for us?'”
…
“What we’ve been hearing from smaller banks is that they’re hearing the FDIC start to talk about overdraft,” Chris Willis, a partner with Troutman Pepper who closely follows bank regulation issues, told S&P Global Market Intelligence.
…
While the FDIC’s focus may not be as sharp as the CFPB’s crackdown on the larger banks, prudential regulators are starting to push their regulated banks “to go in that direction,” Willis said.
…
“Change is coming,” Troutman Pepper’s Stevens said. “It’s going to be driven ultimately by regulatory and competitive pressure. Now is the time to start figuring out what works for your institution, and what you want to do to the extent that you rely on fees, what products and services you can add.”
…
Though regulatory and competitive pressures are trickling down to community banks, they are unlikely to make changes as dramatic as those made by the biggest banks last year, Willis said. However, they are re-examining their overdraft fee practices, experts said.
This just in
Speaking Engagements
Penalty Shootout: Rising Stars Go Head-to-Head
June 24, 2026 | 4:20 PM – 4:50 PM ET
Hyatt Centric Wall Street
New York, NY
Sponsored Events
IMN’s Summer Real Estate Private Funds
June 24 – 26, 2026
Newport Harbor Island Resort
Newport, RI
Speaking Engagements
2026 National Hydropower Association (NHA) California Regional Meeting
June 24 – 26, 2026
The Westin San Diego Bayview
1051 Columbia Street, San Diego, CA 92101
Speaking Engagements
Human Trafficking in Employment: At-Risk Populations, Red Flags, Legal Protections, Employer Accountability
June 24, 2026 | 1:00 PM – 2:30 PM ET
