Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of April. To catch up on posts and podcasts you may have missed, click on the links below:

Auto Finance

Kentucky Passed a New Vehicle Financial Protection Product Law

Banking

DOJ Extends Title II ADA Web Accessibility Rule Compliance Deadlines for State and Local Governments

Federal Banking Agencies Issue Revised Model Risk Management Guidance for Large Banking Organizations

OCC and FDIC Issue Reputational Risk Final Rule

Consumer Finance Litigation

February Consumer Litigation Filings: TCPA Up Big

Consumer Financial Protection Bureau

CFPB Restructuring Accelerates: Lease Termination and Litigation Attorney Hiring Amid Proposed Deep Staff Cuts

CFPB Finalizes Regulation B Subpart A Rule Largely as Proposed

CFPB’s Draft 2026–2030 Strategic Plan

Credit Reporting + Data Brokers

New York’s Ban on Employment Credit Checks Takes Effect April 18

Cryptocurrency

Positioning Delaware as a Digital Asset Hub: A Look at Senate Bills 16 and 19

Treasury Proposes GENIUS Act Principles for Acceptable State Stablecoin Regimes

Health Care

Sixth Circuit Holds Tennessee PBM Network and Steering Rules Are ERISA‑Preempted

Fourth Circuit Blocks West Virginia’s 340B Contract Pharmacy Law as Likely Preempted

Mortgage Lending and Servicing

Colony Ridge Settlement: DOJ Bypasses Court Oversight After Judge’s Objections

Tenth Circuit Grants En Banc Rehearing in Colorado DIDMCA Opt-Out Case, Vacating Prior Panel Decision

Regulatory Enforcement + Compliance

Virginia’s New Arbitration Fairness Act: What Businesses Need to Know About SB 227

FTC Warning Letters Signal Continued Federal Focus on Debanking and Financial Access

Podcasts

The Consumer Finance Podcast – Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt

The Consumer Finance Podcast – Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls

The Consumer Finance Podcast – Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors

The Consumer Finance Podcast – Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter

The Consumer Finance Podcast – Taking It to the Bank: Why Fintechs Are Racing for Bank Charters

Moving the Metal: The Auto Finance Podcast – Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown

Moving the Metal: The Auto Finance Podcast – Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars

Payment Pros: The Payments Law Podcast – Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter

Payments Pros: The Payments Law Podcast – Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools

Newsletters

Weekly Consumer Financial Newsletter – Week of April 27, 2026

Weekly Consumer Financial Newsletter – Week of April 20, 2026

Weekly Consumer Financial Newsletter – Week of April 13, 2026

Weekly Consumer Financial Newsletter – Week of April 6, 2026

Weekly Consumer Financial Newsletter – Week of April 1, 2026

Insight Industries + Practices