We have posted several new topics to the Consumer Financial Services Law Monitor blog throughout the month of February. To read further, click on the titles below:


FEATURED POSTS/CLIENT ALERTS

Troutman Pepper Weekly Consumer Financial Services COVID-19 Newsletter

A Sign of Things to Come? FDCPA, FCRA, and TCPA Filings Increase in January 2022 Compared to Same Time Period Last Year

Troutman Pepper Weekly Consumer Financial Services COVID-19 Newsletter

Troutman Pepper Weekly Consumer Financial Services COVID-19 Newsletter

Troutman Pepper Expands Financial Services Practice with Addition of Nationally Recognized Consumer Financial Services Group

Troutman Pepper Weekly Consumer Financial Services COVID-19 Newsletter


CLASS ACTION

TCPA: Ninth Circuit Rejects Duguid’s “Footnote Seven” Argument, Holding That Storage of a Pre-Produced List Does Not Turn a System Into an ATDS

Post-Facebook v. Duguid: Lower Courts Speak


AUTO FINANCE

New Jersey District Court Dismisses Claims Brought under the FCRA After Data Breach Incident

First Amendment Challenge to Restriction on Public Access to Electronic Court Records Advances

Troutman Pepper Boosts Incident Response Team with Addition of Privacy and Data Protection Partner Kamran Salour in Orange County

Drivers’ Telematics Violates BIPA


CYBERSECURITY, INFORMATION GOVERNANCE, AND PRIVACY

California Lawmakers Propose Two Bills to Exempt Employee and B2B Data From Scope of CPRA

UK Releases Three New Documents Clarifying International Data Transfers

No Pain No Gain – Magistrate Judge Recommends Dismissal of Data Breach Suit Where Medical Information Was at Issue

Financial Crimes Enforcement Network Makes Ransomware a Priority

Solidifying Security Systems Standards


MORTGAGE LENDERS AND SERVICERS

Fourth Circuit Clarifies What Constitutes a QWR Under RESPA


FAIR LENDING

California District Court Approves $53 Million Fannie Mae Settlement of Housing Discrimination Lawsuit


BACKGROUND SCREENING

Federal Court Grants Summary Judgment Holding Reporting of Loan During COVID-19 Forbearance as Accurate

Federal Court Remands Case Holding That ICRAA Statutory Damages Limited to One Penalty Per Background Report


CFPB

CFPB Outlines Options to Prevent Algorithmic Bias in Home Valuations

CFPB Releases List of “Consumer Reporting Companies” and Encourages Consumers to File More FCRA Suits

CFPB Updates Exam Procedures for Remittance Transfers

CFPB Constitutional Questions Persist

CFPB Requests Comment on Buy Now, Pay Later Inquiry


DEBT BUYERS AND COLLECTORS

Hunstein Oral Arguments: Eleventh Circuit Weighs Use of Third-Party Vendors in Debt Collection

Transmission of Consumer Information to Vendor May Constitute Violation of FDCPA

How Long Is Too Long? District Court Holds Motion to Dismiss Stage Cannot Decide FDCPA’s Exception for Lack of Response From Debtor’s Attorney

Ninth Circuit Partially Reverses Grant of Summary Judgment in Favor of Debt Collector in FDCPA Case


PAYMENT PROCESSING AND CARDS