Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of January. To catch up on posts and podcasts you may have missed, click on the links below:

Consumer Financial Protection Bureau

CFPB and DOJ Formally Withdraw 2023 Immigration-Status Fair Lending Guidance

CFPB Complies with Court’s Funding Order in NTEU v. Vought

Health Care

First Circuit Denies Stay of 340B Rebate Pilot Injunction; DOJ Signals Likely Dismissal of Appeal

Supreme Court Declines Review in Guardian Flight, Leaving Intact Fifth Circuit Ruling That No Private Right of Action Exists to Enforce IDR Awards

Maine Court Enjoins HRSA’s 340B Rebate Pilot

Mortgage Lending and Servicing

HUD Proposes to Rescind Fair Housing Act Disparate Impact Regulations

New York Extends CRA Obligations to Nonbank Mortgage Lenders

Regulatory Enforcement + Compliance

Credit Reporting Litigation to Rise Further Given State Laws

SEC – CFTC Harmonization Event Rescheduled to Jan. 29

California DFPI Considers New Consumer Reporting Registration

NCUA Issues Updated AI Resource Hub

New York Expands Consumer Protection Law Giving the AG Broader Powers

Telephone Consumer Protection Act

Ninth Circuit Holds that Texts Are “Calls” Under the TCPA But Embedded Videos Are Not Recorded Messages

FCC Further Extends Effective Date for TCPA “Revoke-All” Rule

Podcasts

The Consumer Finance Podcast – New Jersey’s Big Bet on Disparate Impact: What the AG’s New Rules Mean for Lenders and AI

The Consumer Finance Podcast – Illinois Supreme Court Tightens Standing for No‑Injury Consumer Claims

The Consumer Finance Podcast – Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls

The Consumer Finance Podcast – Redlining Enforcement: Past and Future

The Consumer Finance Podcast – Navigate the Money Matrix in Our Upcoming Series: Privacy, Security, and AI Explained

FCRA Focus – Resellers in the Middle: Duties, Data, and Defenses Under the FCRA

Moving the Metal: The Auto Finance Podcast – State AGs in the Driver’s Seat: Auto Finance Enforcement in the Trump 2.0 Era

Moving the Metal: The Auto Finance Podcast – From Showroom to Server Room: AI in Auto Finance

Payments Pros: The Payments Law Podcast – Payments Year in Review 2025: Federal and State Developments – Part 1

Payments Pros: The Payments Law Podcast – Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls

Newsletters

Weekly Consumer Financial Newsletter – Week of January 26, 2026

Weekly Consumer Financial Newsletter – Week of January 19, 2026

Weekly Consumer Financial Newsletter – Week of January 12, 2026

Weekly Consumer Financial Newsletter – Week of January 5, 2026

Insight Industries + Practices