Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of June. To catch up on posts and podcasts you may have missed, click on the links below:


Banking

New York Court of Appeals to Review FAPA’s Constitutionality and Retroactive Application

In Response to President Trump’s Executive Order, the OCC Removes Disparate Impact References from Fair Lending Examination Manual


Consumer Financial Protection Bureau (CFPB)

CFPB Section 1033 Open Banking Rule Stayed as CFPB Initiates New Rulemaking

CFPB Will Not Reissue Medical Debt Advisory Opinion

Insights from the CFPB’s Latest Report on Credit Invisibility


Consumer Financial Services

May 2025 Consumer Litigation Filings: Mostly Up


Cryptocurrency + FinTech

FINRA Continues to Scrutinize Customer Facing Communications on Crypto Offerings

GENIUS Act: A Game-Changer for Crypto Bankruptcy Priorities

Credit Unions Advocate for Digital Asset Custody in Light of GENIUS Act

Federal Agencies Release Guidance on Crypto-Asset Safekeeping for Banks

First Enforcement Action Taken by California’s Department of Financial Protection and Innovation Under DFAL

CSBS Issues Guidance on Virtual Currency and Tangible Net Worth


Debt Buyers + Collectors

NYC DCWP Further Delays Effective Date of Amended Debt Collection Rules

Texas Federal District Court Grants Summary Judgment on FDCPA and TDCA Claims Over Texts and Calls to a Wrong Number


Regulatory Enforcement + Compliance

California Home Improvement and Solar Financing Bill Passed by Senate and Moving Through Assembly

HUD and OMB Effectively Disband the PAVE Task Force

Understanding California Senate Bill 940

Eighth Circuit Vacates FTC’s Negative Option Rule for Procedural Violations

Litigation Heats Up Over Air Ambulance Billing Practices Under the No Surprises Act


Telephone Consumer Protection Act

Oregon Passes New Telephone Solicitation Law

Why Does the TCPA Equal Chaos? The US Supreme Court Opens FCC Orders to New Challenges

FTC Obtains Order Against Accelerated Debt for Allegedly Deceptive Practices Targeting Elderly and Veterans


Podcasts

The Consumer Finance Podcast – Point-of-Sale Finance Series: Unpacking Leases and RTO Models

The Consumer Finance Podcast – Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access

The Consumer Finance Podcast – Wire Fraud Litigants Beware: Fourth Circuit Ruling Protects the Banks

The Consumer Finance Podcast – From Banks to FinTech: The Evolution of Small Business Lending

The Consumer Finance Podcast – Point-of-Sale Finance Series: Banking on Lending Models

FCRA Focus Podcast – Suluki Secrets: Behind the Scenes of Reasonable Investigations

Moving the Metal: The Auto Finance Podcast – The Current State of the Holder Rule: Friend or Foe?

Moving the Metal: The Auto Finance Podcast – Driving Digital Security: The FTC’s Safeguards Rule Explained

Payments Pros Podcast – Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access

Payments Pros Podcast – From Banks to FinTech: The Evolution of Small Business Lending


Newsletters

Weekly Consumer Financial Newsletter – Week of July 28, 2025

Weekly Consumer Financial Newsletter – Week of July 21, 2025

Weekly Consumer Financial Newsletter – Week of July 14, 2025

Weekly Consumer Financial Newsletter – Week of July 7, 2025

Weekly Consumer Financial Newsletter- Week of July 1, 2025

Insight Industries + Practices