Articles + Publications December 1, 2025

In Case You Missed It: Consumer Financial Services Law Monitor – November 2025 in Review

Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of November. To catch up on posts and podcasts you may have missed, click on the links below:

Banking

Tenth Circuit Narrows DIDMCA Opt‑Out Preemption: Colorado May Apply Its Rate Caps to Loans From State Chartered Banks to Borrowers Located in Colorado

Consumer Financial Protection Bureau

CFPB Employee Litigation Update: Plaintiffs Seek Clarification on Injunction, and District Court Orders Briefing on What Remains in Force

CFPB to Resume Supervision and Examinations With a “Humility Pledge”

CFPB to Shift Remaining Litigation to DOJ as Funding Lapse Looms

CFPB at a Crossroads with a New Director Nominee and a Looming Funding Cliff

Section 1071 Redo: CFPB Proposes to Narrow Coverage, Data, and Timing

CFPB’s Proposed Reg B Overhaul: Ending ECOA Disparate Impact, Narrowing Discouragement, and Reshaping SPCPs

Breaking: DOJ Signals CFPB Funding May Lapse in Early 2026 After Justice Department Legal Opinion Concludes Fed Losses Block Transfers

Class Actions

Illinois Supreme Court Redefines Concrete Injury Requirement in No-Injury Cases

Debt Buyers + Collectors

Ninth Circuit Holds that Bona Fide Error Defense Applies to Claim for Violation of FDCPA

Regulatory Enforcement + Compliance

CY 2026 Medicare Physician Fee Schedule: What Payors and Insurers Need to Know

State Attorneys General

Texas Attorney General Confirms Opt-In SMS Is Outside Registration Under SB 140

Podcasts

The Consumer Finance Podcast – Point-of-Sale Finance Series: Door-to-Door Sales and Home Improvement Financing

The Consumer Finance Podcast – The New Wave of Web Tracking Litigation: Wiretap Statutes, VPPA Risk, and Consent Strategies

The Consumer Finance Podcast – Point-of-Sale Finance Series: Navigating Home Improvement Finance Risks and Regulations

The Crypto Exchange Podcast – NFTs on Trial: The Yuga Labs Verdict and What It Means for the Digital Frontier

FCRA Focus – The CFPB’s FCRA Preemption Flip: What It Means for Consumer Reporting

Moving the Metal: The Auto Finance Podcast – State Law Roundup: Arbitration Changes and Junk Fee Rules in California and Massachusetts

Payments Pros Podcast – Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products

Newsletters

Weekly Consumer Financial Newsletter – Week of November 24, 2025

Weekly Consumer Financial Newsletter – Week of November 17, 2025

Weekly Consumer Financial Newsletter – Week of November 10, 2025

Weekly Consumer Financial Newsletter – Week of November 3, 2025

Insight Industries + Practices

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Speaking Engagements

The 21st Century ROAD to Unlocking Community Bank Growth

September 17, 2026

Sponsored Events

Women in Public Finance 30th Annual Conference

September 16 – 18, 2026
Sheraton Grand Chicago Riverwalk
301 E North Water St, Chicago, IL 60611

Sponsored Events

Philly BioBreak Reception Fall 2026

September 15, 2026  |  5:30 PM – 8:00 PM ET
Lobby of 2300 Market Street
2300 Market Street, Philadelphia, PA 19103

Speaking Engagements

Healthcare Securities Class Actions, SEC Enforcement & Emerging Capital Markets Risks

September 2, 2026

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