Troutman Pepper Locke is proud to sponsor LEND360, to be held on August 12-14, 2026 in Austin, TX.

Jason Cover will be participating in the “Building for the Long Haul: Growth Strategies for Established Bank-Fintech Partnerships” panel. He and the other panelists will discuss how successful bank-fintech partnerships are evolving to meet today’s challenges and opportunities. Learn how to take your partnerships to the next level through new partnership models, incorporating AI and embedded finance, navigating regulatory complexity, and building trusted, scalable collaborations that deliver value for both you and your customers.

Taylor Gess will be part of the “The Partnership Pitfalls Nobody Plans For: What to Avoid When Structuring a Bank-Fintech Program —and Where AI Automation Quietly Makes It Worse” panel, where she and her fellow panelist will walk through the mistakes that show up again and again—in program structure, in oversight design, and now in AI adoption—and how to catch them before a regulator does. Panelists will get specific about where automation genuinely strengthens a program versus where it’s being deployed as a substitute for real governance, and what banks are actually looking for when they evaluate a fintech’s use of AI in credit, underwriting, or servicing decisions. Attendees will leave with a practical checklist of red flags to avoid when structuring a new partnership, and a clear-eyed framework for deciding when AI and automation help a program scale responsibly—and when they introduce risk that no dashboard can paper over.