Carlin McCrory, an associate in Troutman Pepper Locke’s Regulatory Investigations, Strategy, and Enforcement Practice Group, was quoted in the January 15, 2026 American Banker article, “Proposed EWA Legislation Would Undercut State Regulations.”

  • Still, the preemption provisions, coverage of direct-to-consumer and employer integrated models, and the lack of a credit designation are all positives for the EWA industry, Carlin McCrory, an associate at Troutman Pepper and Locke, told American Banker.
  • Preemption “would likely be positive for the industry in the sense that you wouldn’t have to do a state-by-state analysis of where you need to have a license,” McCrory said.
Insight Industries + Practices