Press Coverage October 26, 2026

Why Dealers Should Keep Uniform F&I Pricing Despite FTC and CFPB Retreat

Brooke Conkle and Chris Capurso, a partner and counsel, respectively, in Troutman Pepper Locke’s Consumer Financial Services Practice Group, were quoted in the October 26, 2026, Automotive News article, “Why NADA, Experts Urge Dealers to Keep Uniform F&I Pricing Despite FTC, CFPB Retreat.”

  • Despite the pullback by federal regulators, lenders likely won’t remove the margin caps they commonly place in dealer agreements to prevent disparate impact allegations, according to Christopher Capurso, an auto finance attorney at Troutman Pepper Locke.
  • “Lenders are smart,” said Brooke Conkle, also an auto finance attorney at Troutman Pepper Locke. “They know that this may be the state of the law right now, but just as quickly it can go the other way.”
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