PODCASTS
The Consumer Finance Podcast
Troutman Pepper Locke’s The Consumer Finance Podcast provides reliable, insightful, and entertaining industry-specific content central to consumer financial services. Hosted by veteran CFS attorney and Troutman Pepper Locke Partner Chris Willis, this weekly podcast features industry experts, insiders, and other Troutman Pepper Locke attorneys delivering easily digestible analyses on a variety of thought-provoking topics, covering:
- Debt Collection
- Fintech
- Student Lending
- Auto Finance
- Privacy and Cybersecurity
- Litigation Trends
- Fair Lending
- Federal and State Regulation and Enforcement
Supplementing our current webinar, advisory, and blog thought leadership, this podcast is available on the Troutman Pepper Locke website, the CFS blog, Google Podcast, Spotify, Apple iTunes, and various other podcast platforms.
Podcast Episodes
- Regulatory Rollback: Impact of the CFPB’s Withdrawal of Overdraft and Deposit Account Fee Guidance on Financial Institutions and Related Litigation Risks
- Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products — Crossover Episode With Payments Pros – The Payments Law Podcast
- Regulatory Rollback: CFPB’s Withdrawal of Informal Guidance Sparks New Litigation Dynamics
- Point-of-Sale Finance Series: Unpacking Leases and RTO Models — Crossover Episode With Payments Pros – The Payments Law Podcast
- Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access — Crossover Episode With Payments Pros – The Payments Law Podcast
- Wire Fraud Litigants Beware: Fourth Circuit Ruling Protects the Banks
- From Banks to FinTech: The Evolution of Small Business Lending — Crossover Episode With Payments Pros – The Payments Law Podcast
- Point-of-Sale Finance Series: Banking on Lending Models — Crossover Episode With Payments Pros – The Payments Law Podcast
- Current Regulatory, Legislative, and Litigation Developments on ADA Website Accessibility for Consumer Finance Digital Platforms
- Cruising Through Change: The Auto-Finance Industry’s New Era Under Trump Unveiled — Crossover Episode With Moving the Metal: The Auto Finance Podcast
- Regulatory Rollback: Inside the CFPB’s FCRA Guidance Withdrawal — Crossover Episode With FCRA Focus
- Point-of-Sale Finance Series: The Great Debate of Loans vs. Credit Sales
- Explore the Impact of Point-of-Sale Finance in Our Upcoming Series
- Regulatory Rollback: Impact on Industry of CFPB’s Withdrawal of Fair Lending and UDAAP Informal Guidance
- Feeling the Heat: Strategies to Keep Cool Under California’s Consumers Legal Remedies Act
- State AGs Unite: New Privacy Task Force Signals Shift in Regulatory Power Dynamics — Crossover Episode With Regulatory Oversight Podcast
- Harnessing the Power of eDiscovery: The Revolution of AI and Technology in Litigation and Investigations
- AI Legislation: The Statewide Spotlight — Crossover Episode With Regulatory Oversight Podcast
- Fair Lending Shake-Ups: CFPB Vacates Townstone Settlement, FHFA Ends GSEs’ Special Purpose Credit Programs
- Unlocking the Secrets of Reverse Mortgages
- The FinReg Frontier: AI and Machine Learning in Consumer Finance
- New York’s Bold Move to Create a Mini CFPB
- Early Days of the Trump Administration: Impact on the CFPB
- Mock Jury Exercises: Enhancing Litigation Strategy in Consumer Financial Services Cases
- Navigating 2025: Regulatory Shift to the States and the FTC in the Digital Asset Landscape — Crossover Episode With The Crypto Exchange
- 2024 in Review: Major Debt Collection Trends and 2025 Outlook
- The Latest on Junk Fees and New York’s Foreclosure Abuse Prevention Act
- State Regulators Step Up: Responding to the CFPB’s New Leadership — Crossover Episode With Regulatory Oversight Podcast
- Deposit Account Litigation: Highlights From 2024 and What to Expect in 2025
- UDAAP and Fair Lending Developments: 2024 Year-in-Review and 2025 Predictions
- The Evolving Landscape of Earned Wage Access Regulation
- Introducing the Consumer Financial Services Year in Review Series: A Look at What’s to Come
- TCPA Trends: 2024 Year-in-Review and 2025 Predictions
- Launching a Product Too Soon? Lessons From Recent CFPB Orders
- Troutman Pepper Locke – The Powerhouse Merger
- Uncovering Disparities: The CFPB’s Small Business Lending Study
- What Financial Services Companies Need to Know in a Second Trump Administration
- The CFPB’s Nonbank Registry Rule: Challenges and Implications
- Navigating New York City’s New Debt Collection Rules
- Navigating the NYDFS’ Cybersecurity Guidance on AI
- CFPB’s Supervisory Highlights on Auto-Finance and Auto-Servicing — Crossover Episode With Moving the Metal Podcast
- Introducing Heryka Knoespel: A New Partner at Troutman Pepper
- Navigating Hot Topics in Consumer Finance: Litigation Trends, Regulatory Changes, and Medical Debt Collection
- Exploring AI’s Potential in Financial Services With John Sun of SpringLabs
- Navigating the CFPB’s Controversial Interpretive Rule on BNPL Products
- CFPB’s Focus on Student Loan Servicing: Insights from the Office of Servicemember Affairs Report
- Exploring the CFPB’s Stance on AI in Financial Services
- The CFPB’s Report on Negative Equity in Auto Lending — Crossover Episode With Moving the Metal: The Auto Finance Podcast
- Why Retailers and Merchants Should Pay Attention to the CFPB
- Navigating Emerging Privacy Issues in Financial Services
- Navigating FCRA and Debt Collection With Special Guest Bridgeforce’s Michelle Macartney — Crossover Episode With FCRA Focus Podcast
- Earned Wage Access: Exploring the CFPB’s Proposed Interpretive Rule — Crossover Episode With Payments Pros – The Payments Law Podcast
- The End of Chevron Deference: Implications of the Supreme Court’s Loper Bright Decision
- Welcome Trevor Salter: A Deep Dive Into Financial Services Transactions — Crossover Episode With Payments Pros – The Payments Law Podcast
- Understanding the CFPB’s Payday Loan Rule: Implications and Compliance — Crossover Episode With Payments Pros – The Payments Law Podcast
- The Future of Bank-Fintech Partnerships and Banking as a Service
- Monumental Win in Data Breach Class Action: A Case Study
- CFPB’s New Interpretive Rule: Buy Now, Pay Later as Credit Cards — Crossover Episode With Payments Pros – The Payments Law Podcast
- Navigating Bank-Fintech Partnerships: Avoiding Common Pitfalls
- Revisiting Financial Institution Incentive Compensation Rules Under Dodd-Frank
- Auto Finance – CFPB Circular Release
- Loan Securitization Trusts as Subject to CFPB’s Enforcement Authority: The Implications of a Recent Court Decision Affirming Such Authority
- Navigating Ancillary Products in Auto Finance
- A Deep Dive into HUD’s New Guidance on AI-Driven Targeted Advertising
- Imminent Shift: Preparing for the T+1 Settlement Impact on Equity-Based Compensation
- Auto Finance – The Holder Rule
- Understanding the CFPB’s Rules for Risk-Based Nonbank Supervision
- Navigating Mass Arbitration: New Rules and Strategies
- Auto Finance – The CFPB Complaints Report
- Navigating Fintech-Bank Partnerships: Preparation, Due Diligence, and Onboarding
- Navigating the CFPB’s Auto Finance Data Collection Initiative
- Overruling Chevron: A Potential Double-Edged Sword for the Financial Services Industry
- Navigating Facility Relocation: Legal and Practical Considerations
- An In-Depth Analysis of the CFPB’s Proposed Overdraft Rule — Crossover Episode With Payments Pros – The Payments Law Podcast
- Analyzing the CFPB’s Stance on Comparison Shopping and Lead Generation Websites
- The CFPB’s Final Credit Card Late Fee Rule: Implications and Industry Response — Crossover Episode With Payments Pros – The Payments Law Podcast
- Understanding the CFPB’s Proposed Digital Payments Larger Participants Rule and Its Implications for Digital Assets — Crossover Episode With The Crypto Exchange and Payments Pros
- Navigating the SEC’s Whistleblower Enforcement Wave: A Guide for Financial Institutions
- Avoiding Auto Finance Pitfalls Under the FTC’s New CARS Rule
- Status of the DOJ’s Combatting Redlining Initiative
- Year in Review and a Look Ahead: Unraveling the Threads of Class Action Litigation
- Year in Review and a Look Ahead: Navigating the Debt Collection Landscape
- Year in Review and a Look Ahead: Fintech Developments
- Year in Review and a Look Ahead: The Evolving Landscape of Background Screening and Credit Reporting — Crossover Episode With FCRA Focus
- 2023 Year in Review and a Look Ahead
- ADA Website Accessibility: Insights and Updates
- Garnishment Practices: Has the Dust Settled or Is It Still Flying?
- Equity Award Delegations for Publicly Traded Companies
- 1071 Rule Status
- SEC’s New Cyber Rules for Publicly Traded Companies
- Exploring the Future of Open Banking: A Discussion on CFPB’s 1033 Proposed Rule – Crossover Episode With Regulatory Oversight Podcast
- The Future of Digital Consumer Payment Applications: CFPB’s Proposed Larger Participant Rule – Crossover Episode With Payments Pros Podcast
- New Developments in the CFPB’s FCRA Rulemaking Process – What’s Next? – Crossover Episode With FCRA Focus Podcast
- The Role of General Counsel in Advising Boards of Directors on the Use of AI
- The NYDFS Updates Its Stringent Cybersecurity Regulations. Is This a Bellwether of Coming Industry Change?
- CFPB and DOJ Joint Statement on Immigration Status and Credit Underwriting
- The Impact of State Licensing Laws
- Bank Investigations and Enforcement Actions: Lessons Learned
- Litigating Elder Financial Exploitation Cases: Defending Banks in a Tough Spot
- December 1st Deadline to Adopt Executive Compensation Clawback Policies
- Practical Lessons Learned Regarding the Bank Secrecy Act and Anti-Money Laundering for Financial Institutions
- Federal Banking Interagency Final Guidance on Third-Party Relationships
- Our State and Federal Legislative and Regulatory Tracking Products
- CFPB’s Rulemaking Under the FCRA (Part 3) – Crossover Episode With FCRA Focus Podcast
- CFPB’s Rulemaking Under the FCRA (Part 2) – Crossover Episode With FCRA Focus Podcast
- CFPB’s Rulemaking Under the FCRA – Crossover Episode With FCRA Focus Podcast
- Update on the CFPB’s Section 1071 Final Rule
- Current Landscape of Cryptocurrency Regulation and Enforcement
- How to Combat Corporate Theft: Office Space – Crossover Episode With the Hiring to Firing Podcast
- CFPB Advisory Opinion on Time-barred Debt Collection
- Recent Developments in California Privacy Laws
- How Voice AI and Machine Learning Redefine Call Center Controls
- Troutman Pepper Attorneys Update Fair Lending Handbook for the American Association of Bank Directors
- Announcing Troutman Pepper’s New Payments Pros Podcast!
- CFPB’s Larger Participant Rule for Consumer Payments — Crossover Episode With Payments Pros – The Payments Law Podcast
- The Future of Chevron Deference
- The Latest on HUD’s Disparate Impact Rule
- Announcing Troutman Pepper’s New Financial Services Blog and Financial Services App!
- CFPB’s War on Junk Fees
- CFPB’s Section 1071 Final Rule (Part 3): Potential Problem Areas
- CFPB’s Policy Statement on Abusiveness (Part 2)
- AI: Impact and Use in the Financial Services Industry – Crossover Episode With Regulatory Oversight Podcast
- CFPB’s Section 1071 Final Rule (Part 2): Deep Dive on Data Collection and Discouragement
- SEC Record Retention Enforcement Actions
- CFPB’s Policy Statement on Abusiveness (Part 1)
- CFPB’s Section 1071 Final Rule (Part 1): A General Overview
- Recent Trends in Article III Standing
- CFPB Request for Information About the Status of Data Brokers Under the Fair Credit Reporting Act
- A Day in the Life of a Financial Services General Counsel
- Lots of Developments in Small Business Finance
- New Trends in How the CFPB Gathers Information
- Autorenewals — Crossover Episode With The Crypto Exchange
- Illinois Federal Court Dismisses CFPB’s First Redlining Case, Holding ECOA Doesn’t Extend to Prospective Applicants
- CFPB-New York AG Lawsuit Analyses Against Subprime Auto Financer
- 2022 Year in Review and Look Ahead — Crossover Episode With FCRA Focus
- Commercial Financing Regulatory Developments
- Settlement Agreement Update Between the DOJ and Meta
- A Sneak Peek in the Consumer Financial Services Year in Review and a Look Ahead
- New Consumer Bankruptcy Reform Act Implications and the 2023 Congressional Outlook
- What to Do When a Phishing Attack Happens to You
- What Is Mass Arbitration and How Should Companies Protect Themselves?
- California Updates Protections for Service Members and Veterans
- AG’s Office Sues Automobile Dealership for Pricing Discrimination
- FTC Consent Order With Auto Dealer and Proposed Rule
- Recent Developments in Anti-Money Laundering
- Initial Reactions to the Fifth Circuit CFSA Decision
- Wire Fraud Scams: What You Need to Know
- Privacy and Data Security Update
- Rewards Programs and Co-Brand Relationships Between Credit Card Issuers and Merchants
- FTC Notice of Proposed Rulemaking for Voluntary Products in Automobile Finance Transactions
- Keeping Up With the Bureau Episode 4: Hot Topics in Collections: Fees, Reg F Landscape, and What’s Next
- Keeping Up With the Bureau Episode 3: Evolving Federal and State Requirements for Furnishers and Users of Consumer Reports
- Keeping Up With the Bureau Episode 2: FCRA Preemption Issues, Infringing State Laws, and the CFPB’s Position
- Keeping Up With the Bureau Episode 1: Overview of CFPB and State AG Initiatives/Expansion
- Recent Developments in ADA Website Accessibility Compliance
- Your Problems Come on Two Legs: Managing Consumer Complaints
- Consumer Protection and Safety and Soundness Perspective of Credit Union Regulation
- Military Lending Act and Servicemembers Civil Relief Act Overview
- Recent Trends in Class-Action Consumer Finance Litigation
- Fair Lending 101 for Debt Collectors
- CFPB Advisory Opinion on Name-Only Matching Under FCRA
- CA DFPI Request for Comment on Cryptocurrency-Related Financial Products and Services
- Troutman Pepper’s Fintech Capabilities and Trending Issues Impacting Fintech Companies
- Recent Trends in TCPA Litigation
- State Attorneys General Call on Financial Giants to Eliminate Overdraft Fees
- A Dive into Cryptocurrency
- The Current Landscape of Bank-Fintech Partnerships
- Current Trends in FCRA Litigation
- DOJ’s Recent Guidance on Website Accessibility and the ADA — What Does It Tell Us?
- Introduction to The Consumer Finance Podcast