Caleb is counsel in the firm's Consumer Financial Services Practice Group. He focuses his practice on helping federal and state-chartered banks, fintech companies, finance companies, and licensed lenders navigate regulatory risks posed by state and federal laws aimed at protecting consumers and small businesses in the credit and alternative finance products industry.
His experience includes performing regulatory due diligence on financial technology companies, drafting secured and unsecured loan agreements, retail installment sales contracts, credit card agreements, and alternative finance agreements, and providing practical advice on implementing policies and procedures necessary to comply with state and federal consumer protection laws. Caleb also assists clients in responding to regulatory inquiries, including those related to the application of state law to bank partnerships and alternative financing products.
Before entering private practice, Caleb was a staff attorney at the U.S. Court of Appeals for the Eighth Circuit, where he provided recommendations in civil and criminal cases on a multitude of topics, including employment discrimination, the Family Medical Leave Act, the Class Action Fairness Act, federal jurisdiction, and civil and appellate procedural rules.
Representative matters may include engagements before joining Troutman Pepper.
Consumer Financial Services Law Monitor
03.11.24
Washington State Passes Amendments to Bill Attacking Bank Model Lending and Banking-as-a-Service Programs
Consumer Financial Services Law Monitor
03.08.24
Proposed Legislation in Louisiana Aims to Regulate Commercial Financing Transactions
Consumer Financial Services Law Monitor
03.06.24
Massachusetts Introduces Earned Wage Access Product Legislation
Consumer Financial Services Law Monitor
02.14.24
Rhode Island and Minnesota Latest States with Bills Opting Out of Federal Banking Law Allowing Interest Rate Exportation
Consumer Financial Services Law Monitor
02.06.24
Bank and Loan Servicer Move to Dismiss Purported Class Action Asserting Violations of Georgia Usury Law and RICO
Consumer Financial Services Law Monitor
02.01.24
Arizona, Kentucky, and Hawaii Become Latest States to Introduce Legislation to Regulate Earned Wage Access Products