Caleb is counsel in the firm's Consumer Financial Services Practice Group. He focuses his practice on helping federal and state-chartered banks, fintech companies, finance companies, and licensed lenders navigate regulatory risks posed by state and federal laws aimed at protecting consumers and small businesses in the credit and alternative finance products industry.
His experience includes performing regulatory due diligence on financial technology companies, drafting secured and unsecured loan agreements, retail installment sales contracts, credit card agreements, and alternative finance agreements, and providing practical advice on implementing policies and procedures necessary to comply with state and federal consumer protection laws. Caleb also assists clients in responding to regulatory inquiries, including those related to the application of state law to bank partnerships and alternative financing products.
Before entering private practice, Caleb was a staff attorney at the U.S. Court of Appeals for the Eighth Circuit, where he provided recommendations in civil and criminal cases on a multitude of topics, including employment discrimination, the Family Medical Leave Act, the Class Action Fairness Act, federal jurisdiction, and civil and appellate procedural rules.
Representative matters may include engagements before joining Troutman Pepper.
Consumer Financial Services Law Monitor
04.25.24
Kansas Becomes Fourth State to Enact Earned Wage Access Legislation
Consumer Financial Services Law Monitor
04.23.24
CFPB Enters Consent Order Against BloomTech Over Misleading Income-Share Agreements
Consumer Financial Services Law Monitor
04.09.24
California Proposes Amending State FDCPA to Cover Small Business Debt
Troutman Pepper Financial Services
04.05.24
FDIC Announces Two More Consent Orders Containing Third-Party Risk Management and Fintech Partnership Orders
Firm News
04.05.24
Troutman Pepper Counsels Littlejohn & Co. in Acquisition of United Air Temp, Air Conditioning and Heating
Consumer Financial Services Law Monitor
03.26.24
Trade Organizations Challenge Colorado’s DIDMCA Opt-Out Legislation in Federal Court