Christine Emello

Christine focuses her practice on consumer financial services matters, with an emphasis on regulatory compliance, disputes, litigation, investigations, and examinations. She advises a variety of financial institutions, banks, and lenders on compliance with federal and state consumer protection laws, such as the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act, and the Fair Credit Reporting Act.

She also represents banks, fintechs, and financial services companies in connection with regulatory examinations and investigations brought by state and federal regulators, including the CFPB, the DOJ, and state attorneys general.

Christine frequently works with clients who do business in many, or all, of the 50 U.S. states. She has experience conducting 50-state surveys of state consumer finance-related laws and regulatory agencies, and in applying the research to the benefit of clients.

She seconded to a firm client, a top 10 national bank, where she was embedded among their collections and legal loss mitigation team. In that role, she helped analyze federal and state consumer protection statutes on an ongoing basis and evaluated practical compliance solutions for issues as they occurred.