Paige focuses her practice on federal, state, and local regulatory matters involving business startup concerns, ongoing compliance issues, as well as disputes with regulating entities at all levels. A member of the firm’s Regulatory Investigations, Strategy + Enforcement (RISE) Practice Group, her practice builds upon her extensive regulatory background, both in the public and private sectors, with a particular emphasis in developing ongoing relationships with the pertinent governmental officials, including offices of state attorneys general. She also regularly counsels clients in a range of business areas, particularly those engaged in the financial services, automotive, retailing, health care, insurance, and tobacco industries. Paige regularly provides ongoing commentary and analysis on developments in the state and federal regulatory landscape through the firm’s Regulatory blog, Regulatory Oversight.  

Regulatory Matters

• Completed 50-state surveys of mortgage licensing and servicing requirements.
• Regularly counsels mortgage lender and servicer clients on compliance with relevant requirements under Real Estate Settlement Procedures Act (RESPA) and Regulation X and the Truth in Lending Act (TILA) and Regulation Z, and state analog requirements.
• Regularly counsels banks and other financial services companies on loan agreements and required disclosures.
• Completed numerous surveys related to sales finance company licensure and documentation requirements.
• Represented a debt collector in CFPB audit requiring substantial involvement in preparing responses to CFPB’s information and document requests.
• Counsels one of the largest banks in the U.S. on compliance with numerous state law requirements.
• Advises the nation’s largest used car retailer in numerous state/federal compliance issues.
• Completed 50-state analysis and review of state laws governing licensure issues related to auctions of real estate and REO activities for national financial services company.
• Conducted multistate analysis of state consumer protection and related anti-trust laws.
• Represented entities being investigated and reviewed by the Bureau of Insurance in resolving regulatory disputes with the Bureau.

Tobacco

• Represents several non-participating tobacco products manufacturers with respect to nationwide state and federal regulatory issues.

Health Care

• Represented a leading pharmacy benefit manager with compliance issues involving state insurance laws.
• Analyzed health care transaction for client to determine if potential antitrust violations existed.
• Represented a large hospital on a Medicaid payment dispute.
• Represented several health care providers participating in the Virginia Medicaid program in successfully resolving claims made by the Virginia Department of Medical Assistance Services that they were overpaid.
• Served for more than nine years as primary counsel to the state Medicaid agency providing advice on all aspects of compliance with the Byzantine state and federal laws and regulations governing the Medicaid program.
• Provided legal advice that enabled the successful implementation of a preferred drug list which provided supplemental rebates to the Medicaid agency and substantial savings to taxpayers.

• Listed in Super Lawyers, Virginia Rising Stars, as one of the top young lawyers in Virginia for administrative law