Robert T. Mowrey

Rob brings more than 35 years of first-chair experience in complex business-related and financial services litigation. He represents lenders, including banks and nonbanks, national mortgage companies, automobile dealers, and other financial institutions in individual plaintiff and class action litigation. Rob regularly handles cases involving the Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), False Claims Act (FCA), lender liability, mortgage fraud, predatory lending, and unfair and deceptive acts and practices statutes.

Rob brings extensive trial experience and an ability to navigate complex legal landscapes. His dedication to understanding the intricacies of financial services litigation and his commitment to clients make him a trusted advisor in the industry.

• Represented a national mortgage company in purported class action claims involving the Real Estate Settlement Procedures Act and the unauthorized practice of law. The U.S. Court of Appeals for the Fifth Circuit reversed the certification orders.
• Represented a national lender in a lender liability case. After a three-week jury trial, the jury trial returned a defense verdict, and the court awarded the lender its attorney fees and expenses for defending the suit. The U.S. Court of Appeals for the Fifth Circuit affirmed.
• Represented a national mortgage company in purported class action claims involving mortgage and pool insurance. The district court granted the mortgage company’s motion to dismiss, and the U.S. Court of Appeals for the Fifth Circuit affirmed.
• Represented automobile dealers in a purported class action involving financing. After a week-long jury trial, the jury rendered a defense verdict. The trial court then certified the case as a class action, and the Texas Court of Appeals reversed the certification.
• Represented national homebuilder in a Deceptive Trade Practices action regarding a land purchase. After a three-week jury trial, the jury returned a defense verdict and awarded the homebuilder its attorney fees. The Texas Court of Appeals affirmed.

• Chambers USA, Nationwide, Financial Services Regulation: Consumer Finance (2024-2025)
• Chambers USA, Banking & Finance (2012), Litigation: General Commercial (2024-2025)
• Thomson Reuters Stand-out Lawyer (2025) – independently rated lawyers
• The Best Lawyers in America®, Commercial Litigation, Litigation-Banking & Finance (2012-2026)
• The Best Lawyers in America®, “Lawyer of the Year: Litigation-Banking and Finance,” (2017, 2023)
• Super Lawyers® Texas, Business Litigation (2005-2020)