Financial Services

Core service areas include:

• Transactional Support: We provide the full range of corporate and transactional services for our clients, representing them in transformative mergers and acquisitions, charter selection and licensing issues, capital markets transactions, bank/fintech partnerships, and corporate governance and operational advice. We have deep experience in private equity M&A in the financial services sector, fielding deal teams experienced in corporate, securities, tax, employee benefits, contracts, regulatory compliance, real estate, intellectual property, and all other areas essential to completing transactions quickly and efficiently.
• Finance: For lenders and borrowers, we create and execute transactions involving all financing structures and funding models. We also are a destination firm for secured lenders, special servicers, indenture trustees, and creditors of all types in every aspect of restructurings, workouts, bankruptcies, distressed asset sales, and insolvency-related litigation.
• Regulatory: We have decades of experience advising financial services clients on all aspects of federal and state regulatory compliance, as well as government investigation and regulatory supervision and enforcement matters. We have particularly deep experience in consumer finance, developing compliance strategies, programs, and policies, and conducting assessments for compliance with federal and state consumer protection laws. Supported by dedicated class action defense, CFPB, federal and state attorneys general, and regulatory practices, we help our clients successfully navigate regulatory changes, regulatory examinations, investigations, and litigation.
• Litigation: As one of the leading financial services litigation practices in the country, our team has defended thousands of individual and class action lawsuits in state and federal courts throughout U.S. We represent clients’ interests in a wide range of issues involving consumer finance and protection laws, commercial and retail bank litigation, loan issuer and servicer matters, and any other litigation related to alleged violations of state and federal regulatory statutes impacting financial services. When the need arises, our skilled white-collar practice assists clients with internal criminal investigations, audits, and related litigation.
• Strategic Government Relations: Strategic government relations advice is critical to success for financial services businesses. Our subsidiary, Troutman Strategies, represents clients across financial services sectors before the House Financial Services and Senate Banking Committees, as well as numerous federal agencies and senior administration officials. Our work and representation includes providers of software and hardware for banks, payments solutions providers, real estate technology and housing, as well as securities exchanges and capital markets.
• Multifamily Housing Finance: Troutman Pepper Locke is widely regarded as the go-to legal resource for lenders and loan servicers for multifamily housing finance in the United States. Our attorneys are experienced in the use of tax credits, tax-exempt bonds, Fannie Mae, Freddie Mac, FHA/HUD programs, Ginnie Mae, and private conduits in mortgage securitization, as well as all other aspects of multifamily housing finance.