Education
- University of Richmond School of Law, J.D., cum laude, Order of the Barristers, 2014
- University of Virginia, B.A., 2002
Bar Admissions
- Virginia
Court Admissions
- U.S. District Court, Eastern District of Virginia
- U.S. District Court, Western District of Virginia
- Supreme Court of Virginia
- U.S. Court of Appeals, Fourth Circuit
Clerkships
- Hon. David A. Faber, U.S. District Court, Southern District of West Virginia, 2014-2016
- Speaker, “ESI Protocols Webinar,” Troutman Pepper Locke, August 6, 2025.
- Speaker, “Duguid v. Facebook: Supreme Court Answers the Call on the TCPA,” Troutman Pepper, April 7, 2021.
- Speaker, “Hot TCPA Topics for Calling in the Time of COVID-19,” Troutman Sanders Webinar, May 20, 2020.
- Podcast, “The Road to Regulation: Vehicle Service Contracts Explained,” Moving the Metal: The Auto Finance Podcast, August 12, 2025.
- Co-author, “Oregon Passes New Telephone Solicitation Law,” Consumer Financial Services Law Monitor, July 31, 2025.
- Podcast, “Suluki Secrets: Behind the Scenes of Reasonable Investigations,” FCRA Focus, July 30, 2025.
- Podcast, “The Current State of the Holder Rule: Friend or Foe?,” Moving the Metal: The Auto Finance Podcast, July 29, 2025.
- Podcast, “Driving Digital Security: The FTC’s Safeguards Rule Explained,” Moving the Metal: The Auto Finance Podcast, July 8, 2025.
- Podcast, “Doc Fees Decoded: The Price of Paperwork in Auto Sales,” Moving the Metal: The Auto Finance Podcast, June 24, 2025.
- Podcast, “Cruising Through Change: The Auto-Finance Industry’s New Era Under Trump Unveiled,” Moving the Metal: The Auto Finance Podcast, June 11, 2025.
- Podcast, “Under the Hood: Exploring the CFPB’s 2025 Focus,” Moving the Metal: The Auto Finance Podcast, May 20, 2025.
- Podcast, “Driven by Data: Auto Finance Trends Uncovered,” Moving the Metal: The Auto Finance Podcast, May 6, 2025.
- Podcast, “Shifting Gears: Adapting to Regulatory Changes in Auto Finance,” Moving the Metal: The Auto Finance Podcast, April 22, 2025.
- Podcast, “Dialing In: The TCPA and Auto Finance,” Moving the Metal: The Auto Finance Podcast, April 8, 2025.
- Podcast, “Through the Crystal Ball: What’s Next for Auto Finance,” Moving the Metal: The Auto Finance Podcast, March 25, 2025.
- Podcast, “Requiem for the Rules: The Rise and Fall of the Junk Fee and CARS Rules,” Moving the Metal: The Auto Finance Podcast, March 11, 2025.
- Podcast, “The Future of Auto Dealership Compliance: A Conversation With Tom Kline,” Moving the Metal: The Auto Finance Podcast, February 25, 2025.
- Podcast, “From Federal to Local: CFPB’s Blueprint for State Regulators,” Moving the Metal: The Auto Finance Podcast, February 11, 2025.
- Podcast, “2024 Year in Review: Key Developments in Auto Finance,” Moving the Metal: The Auto Finance Podcast, January 28, 2025.
- Podcast, “Auto Finance Under the Microscope: Unpacking Landmark FTC and AG Settlements,” Moving the Metal: The Auto Finance Podcast, January 14, 2025.
- Podcast, “2024 Privacy Trends and Their Impact on Auto Finance,” Moving the Metal: The Auto Finance Podcast, December 17, 2024.
- Podcast, “Lemon Law Shakeup: Rodriguez vs. FCA US Has Unexpected Result,” Moving the Metal: The Auto Finance Podcast, November 25, 2024.
- Podcast, “CFPB’s Supervisory Highlights on Auto-Finance and Auto-Servicing,” The Consumer Finance Podcast, November 7, 2024.
- Podcast, “Breaking Granite: Understanding New Amendments to the New Hampshire Retail Installment Sales Act,” Moving the Metal: The Auto Finance Podcast, November 1, 2024.
- Podcast, “Dissecting Oral Arguments in NADA’s Challenge to the CARS Rule,” Moving the Metal: The Auto Finance Podcast, October 18, 2024.
- Co-author, “New Hampshire Enacts Law Overhauling Its Motor Vehicle Retail Installment Sales Act,” Consumer Financial Services Law Monitor, August 30, 2024. Republished on Westlaw Today, September 25, 2024.
- Podcast, “Investigation Tag Team: The FTC and the State of Arizona,” Moving the Metal: The Auto Finance Podcast, September 18, 2024.
- Podcast, “FTC CFPB Enforcement Report,” Moving the Metal: The Auto Finance Podcast, August 28, 2024.
- Podcast, “Loans, Retail Installment Contracts, and Refinancing Programs,” Moving the Metal: The Auto Finance Podcast, August 13, 2024.
- Podcast, “The CFPB’s Report on Negative Equity in Auto Lending,” Moving the Metal: The Auto Finance Podcast, July 31, 2024.
- Podcast, “The CARS Rule,” Moving the Metal: The Auto Finance Podcast, July 16, 2024.
- Podcast, “Auto Finance – CFPB Circular Release,” The Consumer Finance Podcast, June 18, 2024.
- Podcast, “Navigating Ancillary Products in Auto Finance,” The Consumer Finance Podcast, June 4, 2024.
- Podcast, “Auto Finance – The Holder Rule,” The Consumer Finance Podcast, May 21, 2024.
- Podcast, “Auto Finance – The CFPB Complaints Report,” The Consumer Finance Podcast, May 7, 2024.
- Podcast, “Navigating the CFPB’s Auto Finance Data Collection Initiative,” The Consumer Finance Podcast, April 25, 2024.
- Podcast, “Avoiding Auto Finance Pitfalls Under the FTC’s New CARS Rule,” The Consumer Finance Podcast, February 29, 2024.
- Co-author, “Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead,” Troutman Pepper, February 1, 2024.
- Co-author, “Ninth Circuit Holds Phone Owner Suffers Concrete Injury From Unsolicited Telemarketing Texts Even if Not “Actual User” of the Phone or “Actual Recipient” of the Texts,” Consumer Financial Services Law Monitor, July 5, 2023.
- Co-author, “Consumer Advocates Respond to DentalPlans’s FCC Petition Regarding Membership Renewal Calls,” Consumer Financial Services Law Monitor, February 22, 2023.
- Co-author, “FTC Proposed Ground-Breaking Federal Regulation of Motor Vehicle Dealer Sales Practices,” Troutman Pepper, June 24, 2022.
- Co-author, “Eighth Circuit Holds Text System That Randomly Selects Phone Numbers From Database Does Not Qualify as ATDS,” Troutman Pepper, March 24, 2022.
- Co-author, “Another California Court of Appeals Weighs In on Availability of Attorneys’ Fees Under the FTC’s Holder Rule,” Troutman Pepper, March 24, 2022.
- Co-author, “California Supreme Court Prepares to Weigh In on Holder Rule,” Troutman Pepper, March 3, 2022.
- Co-author, “2021 Consumer Financial Services Year in Review & A Look Ahead,” Troutman Pepper, January 28, 2022.
- Co-author, “TCPA: Ninth Circuit Rejects Duguid’s “Footnote Seven” Argument, Holding That Storage of a Pre-Produced List Does Not Turn a System Into an ATDS,” Troutman Pepper, January 20, 2022.
- Co-author, “Sixth Circuit Reverses Lindenbaum, Finds TCPA Government-Backed Debt Exemption Did Not Render Remainder of Statute Unconstitutional,” Troutman Pepper, September 10, 2021.
- Co-author, “Northern District of California Rejects “Footnote Seven” Argument in TCPA Case,” Troutman Pepper, September 2, 2021.
- Co-author, “4 Ways Courts Are Approaching High Court’s TCPA Ruling,” Law360, August 23, 2021.
- Co-author, “Life After Facebook: District of South Carolina Holds Predictive Dialer Is Not an ATDS,” Troutman Pepper, June 17, 2021.
- Co-author, “A Chainsaw, Rather than a Scalpel: Supreme Court Holds Telephony Must Include Random or Sequential Number Generator to Qualify as ATDS under TCPA,” Troutman Pepper, April 1, 2021.
- Co-author, “TCPA: U.S. Government Advocates for Strict Reading of the Statute, ATDS Should Include Random or Sequential Generation Requirement,” Troutman Pepper, September 10, 2020.
- Co-author, “Northern District of California Denies Arbitration in TCPA Class Action, Citing Lack of Affirmative Assent to Arbitrate in Web Submissions,” Troutman Pepper, September 8, 2020.
- Co-author, “2019 Consumer Financial Services Year in Review & a Look Ahead,” Troutman Sanders, February 24, 2020.
- Co-author, “The Words Strike Back: The Empire of TCPA Litigation Suffers a Mighty Blow at the Hands of the Eleventh Circuit, Which Joins Third Circuit in Finding that an ATDS Requires Random or Sequential Number Generation,” Troutman Sanders, January 28, 2020.
- Co-author, “The Top 10 TCPA Cases of 2019,” Law360, January 2, 2020.
- Co-author, “Dissecting the Inherent Tension in Today’s TCPA Landscape,” Law360, August 5, 2019.
- Co-author, “Marketing Add-on Warranty Products Draw FTC Scrutiny,” The Center for Auto Finance Excellence, May 16, 2018.
- Co-author, “Federal Deregulation Opens the Door for State-Level Threats to Auto Finance,” Business Law Today, January 16, 2018.
- Co-author, “Annual Report: 2017 Consumer Financial Services Year in Review and a Look Ahead,” January 10, 2018.
- Co-author, “TCPA Litigation Heating Up, Poses Significant Litigation Risk,” Virginia Association of Community Banks E-Newsletter, December 2017.
- Quoted, “Dealerships Might Be Able to Live With California Version of CARS Rule Moving Through Legislature,” Automotive News, August 27, 2025.
- Quoted, “Dealership Doc Fees Are Capped at $85 in California, but That Could Rise to $500,” Automotive News, July 3, 2025.
- Quoted, “Auto Dealers, Beware: State AGs Are Trying to Chase You Down,” Corporate Counsel, April 17, 2025.
- Quoted, “Trump FTC Chairman OK’d Some Cases Against Dealerships, Showed Skepticism on Disparate Impact,” Automotive News, February 26, 2025.
- Quoted, “CFPB Scrutiny of F&I Practices Shows Parallels With Cars Rule, Attorney Says,” Automotive News, November 25, 2024.
- Quoted, “Attorneys: Trump Victory Could Change CARS Rule, Produce Quieter FTC, CFPB,” Automotive News, November 7, 2024.
- Quoted, “9th Circ.’s Weariness of TCPA Award May Quell Big Paydays,” Law360, November 2, 2022.
- Quoted, “New TCPA Battleground Emerges Over Minors’ Consent,” Law360, November 24, 2021.
- Quoted, “Judge With ‘West Virginia Grit’ Takes on 1st Opioid MDL Trial,” Law360, April 28, 2021.
- Quoted, “Facebook Robocall Fight Is Justices’ Chance to Define Autodialer,” Bloomberg Law, December 7, 2020.
- Mentioned, “In Case You Missed It: Hottest Firms and Stories on Law360,” Law360, January 10, 2020.