- American Bar Association, Business Law Section (Consumer Financial Services Committee)
- Vice chair, Personal Property Financing Subcommittee
- Member, SUNY Potsdam Business Administration Advisory Council
Education
- William & Mary Law School, J.D., 2016, senior articles editor, William & Mary Business Law Review
- College of William & Mary, Raymond A. Mason School of Business, M.B.A., 2016
- State University of New York at Potsdam Crane School of Music, B.M., summa cum laude, 2012
Bar Admissions
- Virginia
- Speaker, “Federal Rulemaking and Enforcement – One Step Back and Two Steps Forward?” 2025 OLA Legal Issues Conference, February 11, 2025.
- Speaker, “CFPB Auto Finance and Leasing Exam,” Association of Consumer Vehicle Lessors Annual Conference, Nashville, TN, October 14, 2024.
- Speaker, “Metro 2 Primer,” Troutman Pepper Webinar, October 5, 2023.
- Speaker, “Auto Finance in the Roaring 20s: What’s on the Horizon,” ABA Business Law Section Annual Meeting, Washington, D.C., September 15, 2022.
- Speaker, “Making Compliance More Than an Afterthought,” Online Lenders Alliance (OLA) 2022 Compliance University, July 20, 2022.
- Speaker, “Beer & Basics: Auto Finance Compliance Issues,” ABA Consumer Financial Services Subcommittee Meeting, Tucson, AZ, January 16, 2020.
- Speaker, The EDGE Compliance Training Program, American Financial Services Association, Atlanta, GA, June 10, 2019.
- Speaker, “Fair Lending 101: An Overview of the Equal Credit Opportunity Act,” National Association of Federally-Insured Credit Unions Webinar, Arlington, VA, June 4, 2019.
- Speaker, “Legal Compliance & You: An Overview of Everyone’s Favorite Topic,” Virginia Independent Automobile Dealers Association 2019 Dealer Day, Charlottesville, VA, May 14, 2019.
- Speaker, “Beer & Basics: CFPB v. Ocwen,” ABA Business Law Section Annual Meeting, Chicago, IL, September 13, 2017.
- Podcast, “The Road to Regulation: Vehicle Service Contracts Explained,” Moving the Metal: The Auto Finance Podcast, August 12, 2025.
- Podcast, “The Current State of the Holder Rule: Friend or Foe?,” Moving the Metal: The Auto Finance Podcast, July 29, 2025.
- Podcast, “Driving Digital Security: The FTC’s Safeguards Rule Explained,” Moving the Metal: The Auto Finance Podcast, July 8, 2025.
- Podcast, “Doc Fees Decoded: The Price of Paperwork in Auto Sales,” Moving the Metal: The Auto Finance Podcast, June 24, 2025.
- Podcast, “Cruising Through Change: The Auto-Finance Industry’s New Era Under Trump Unveiled,” Moving the Metal: The Auto Finance Podcast, June 11, 2025.
- Co-author, “Navigating Change: First 100 Days Under the Trump Administration,” 2025 Digital Asset Developments, May 28, 2025.
- Podcast, “Under the Hood: Exploring the CFPB’s 2025 Focus,” Moving the Metal: The Auto Finance Podcast, May 20, 2025.
- Podcast, “Driven by Data: Auto Finance Trends Uncovered,” Moving the Metal: The Auto Finance Podcast, May 6, 2025.
- Podcast, “Shifting Gears: Adapting to Regulatory Changes in Auto Finance,” Moving the Metal: The Auto Finance Podcast, April 22, 2025.
- Podcast, “Dialing In: The TCPA and Auto Finance,” Moving the Metal: The Auto Finance Podcast, April 8, 2025.
- Co-author, “The Tortured Creditors Department: Decoding Alternative Financial Services Developments in 2024,” The Business Lawyer, Vol. 80, Spring 2025.
- Podcast, “Through the Crystal Ball: What’s Next for Auto Finance,” Moving the Metal: The Auto Finance Podcast, March 25, 2025.
- Podcast, “Requiem for the Rules: The Rise and Fall of the Junk Fee and CARS Rules,” Moving the Metal: The Auto Finance Podcast, March 11, 2025.
- Podcast, “The Future of Auto Dealership Compliance: A Conversation With Tom Kline,” Moving the Metal: The Auto Finance Podcast, February 25, 2025.
- Podcast, “From Federal to Local: CFPB’s Blueprint for State Regulators,” Moving the Metal: The Auto Finance Podcast, February 11, 2025.
- Co-author, “How Cos. Can Use Data Clean Rooms to Address Privacy,” Law360, February 10, 2025.
- Podcast, “2024 Year in Review: Key Developments in Auto Finance,” Moving the Metal: The Auto Finance Podcast, January 28, 2025.
- Podcast, “Auto Finance Under the Microscope: Unpacking Landmark FTC and AG Settlements,” Moving the Metal: The Auto Finance Podcast, January 14, 2025.
- Podcast, “2024 Privacy Trends and Their Impact on Auto Finance,” Moving the Metal: The Auto Finance Podcast, December 17, 2024.
- Podcast, “Lemon Law Shakeup: Rodriguez vs. FCA US Has Unexpected Result,” Moving the Metal: The Auto Finance Podcast, November 25, 2024.
- Podcast, “CFPB’s Supervisory Highlights on Auto-Finance and Auto-Servicing,” The Consumer Finance Podcast, November 7, 2024.
- Podcast, “Breaking Granite: Understanding New Amendments to the New Hampshire Retail Installment Sales Act,” Moving the Metal: The Auto Finance Podcast, November 1, 2024.
- Podcast, “Dissecting Oral Arguments in NADA’s Challenge to the CARS Rule,” Moving the Metal: The Auto Finance Podcast, October 18, 2024.
- Co-author, “New Hampshire Enacts Law Overhauling Its Motor Vehicle Retail Installment Sales Act,” Consumer Financial Services Law Monitor, August 30, 2024. Republished on Westlaw Today, September 25, 2024.
- Podcast, “Investigation Tag Team: The FTC and the State of Arizona,” Moving the Metal: The Auto Finance Podcast, September 18, 2024.
- Podcast, “FTC CFPB Enforcement Report,” Moving the Metal: The Auto Finance Podcast, August 28, 2024.
- Podcast, “Loans, Retail Installment Contracts, and Refinancing Programs,” Moving the Metal: The Auto Finance Podcast, August 13, 2024.
- Podcast, “The CFPB’s Report on Negative Equity in Auto Lending,” Moving the Metal: The Auto Finance Podcast, July 31, 2024.
- Podcast, “The CARS Rule,” Moving the Metal: The Auto Finance Podcast, July 16, 2024.
- Podcast, “Auto Finance – CFPB Circular Release,” The Consumer Finance Podcast, June 18, 2024.
- Podcast, “Navigating Ancillary Products in Auto Finance,” The Consumer Finance Podcast, June 4, 2024.
- Podcast, “Auto Finance – The Holder Rule,” The Consumer Finance Podcast, May 21, 2024.
- Podcast, “Auto Finance – The CFPB Complaints Report,” The Consumer Finance Podcast, May 7, 2024.
- Podcast, “Navigating the CFPB’s Auto Finance Data Collection Initiative,” The Consumer Finance Podcast, April 25, 2024.
- Co-author, “So Long, Farewell: Compliance Issues Facing Small-Dollar Lenders in 2023,” The Business Lawyer, Vol. 79, Spring 2024.
- Co-author, “The CFPB’s Proposed Rulemaking and Its Implications for the Credit Reporting Industry,” American Bar Association Litigation Section Winter Newsletter, February 14, 2024.
- Co-author, “Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead Troutman Pepper, February 1, 2024.
- Co-author, “Data Furnishers Should Watch CFPB Plans for Class Actions,” Law360, October 17, 2023.
- Co-author, “CFPB Outlines Rulemaking Plan to Dramatically Alter Decades of FCRA Requirements for Everyone in the Consumer Data Ecosystem,” Troutman Pepper, September 21, 2023.
- Co-author, “Impending FCRA Data Broker Rulemaking Announced by CFPB Director Chopra at White House Data Broker Roundtable,” Troutman Pepper, August 16, 2023.
- Co-author, “The Gathering Storm: Compliance Issues Facing Small-Dollar Lenders in 2022,” The Business Lawyer, Vol. 78, Spring 2023.
- Co-author, “FTC Proposed Ground-Breaking Federal Regulation of Motor Vehicle Dealer Sales Practices,” Troutman Pepper, June 24, 2022.
- Co-author, “FTC Revisiting Key Digital Advertising Guidance,” DBA Digest, June 10, 2022.
- Co-author, “Stuck in a Time Loop: The Compliance Clock Is Still Ticking for Small-Dollar Lenders in 2021,” The Business Lawyer, Vol. 77, Spring 2022.
- Co-author, “CFPB Massively Expands Enforcement of Anti-Discrimination Through UDAAP,” Troutman Pepper, March 17, 2022.
- Co-author, “2021 Consumer Financial Services Year in Review & A Look Ahead,” Troutman Pepper, January 28, 2022.
- Co-author, “Navient Settles with State AG Coalition Over Alleged Unfair, Deceptive, and Abusive Student Loan Origination and Servicing Practices,” Troutman Pepper, January 20, 2022.
- Co-author, “CFPB Opens Inquiry Into Buy Now Pay Later,” Troutman Pepper, December 21, 2021.
- Co-author, “E-Sign Works: How the Legal System Got Electronic Contracting Laws Right,” Westlaw Today, October 8, 2021.
- Co-author, “CFPB Sets June 2022 Compliance Date for Payday Rule,” Troutman Pepper, September 13, 2021.
- Co-author, “CFPB Issues Long-Awaited Notice of Proposed Rulemaking on Small Business Lending Data Collection,” Troutman Pepper, September 2, 2021.
- Co-author, “Tik Tok: The Compliance Clock Is Ticking for Small-Dollar Lenders in 2020,” The Business Lawyer, Vol. 76, Spring 2021.
- Author, “The Different Flavors of RegTech and SupTech: How Companies and Regulatory Agencies Are Leveraging Technology to Improve Regulatory Compliance and Supervision,” Business Law Today, November 2020.
- Co-author, “Small Dollar Lending Regulation in 2019,” The Business Lawyer, Vol. 75, Spring 2020.
- Author, “The OCC Fintech Charter: Status Report,” American Bar Association Consumer Financial Services Committee Newsletter, November 2017.
- Author, “Burgers, Doughnuts, and Expatriations: An Analysis of the Tax Inversion Epidemic and a Solution Presented Through the Lens of the Burger King-Tim Hortons Merger,” 7 WM. & MARY BUS. L. REV. 579, 2016.
- Quoted, “Dealerships Might Be Able to Live With California Version of CARS Rule Moving Through Legislature,” Automotive News, August 27, 2025.
- Quoted, “Dealership Doc Fees Are Capped at $85 in California, but That Could Rise to $500,” Automotive News, July 3, 2025.
- Quoted, “Trump FTC Chairman OK’d Some Cases Against Dealerships, Showed Skepticism on Disparate Impact,” Automotive News, February 26, 2025.
- Quoted, “CFPB Scrutiny of F&I Practices Shows Parallels With Cars Rule, Attorney Says,” Automotive News, November 25, 2024.
- Quoted, “Attorneys: Trump Victory Could Change CARS Rule, Produce Quieter FTC, CFPB,” Automotive News, November 7, 2024.
- Quoted, “3 Ways to Prepare for Ramped-Up FCRA Scrutiny,” insideARM, October 14, 2022.
- Quoted, “Small Banks Count on New Appraisal Rule to Boost CRE Lending,” American Banker, May 4, 2018.