Chris focuses his practice on consumer financial services compliance, guiding clients through the many federal and state laws and regulations that impact consumer credit programs.
Chris’ practice focuses on consumer financial services law, primarily on federal and state law compliance matters. Chris regularly advises financial institutions, lenders, and sales finance companies in the development and maintenance of closed-end and open-end lending, automobile finance, fintech, point-of-sale, solar finance, small dollar, and other credit programs. Chris also provides compliance advice on consumer reporting, tenant screening and background screening under the Fair Credit Reporting Act (FCRA) and state law. He regularly provides guidance on federal consumer protection laws and regulations in addition to the FCRA, including the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Fair Debt Collection Practices Act (FDCPA), and the Electronic Signatures in Global and National Commerce Act (E-SIGN). Chris also regularly counsels clients on compliance with state licensing and other substantive laws and regulations.
Chris earned both his J.D. and M.B.A. from the College of William & Mary, where he served as senior articles editor for the William & Mary Business Law Review. Chris regularly uses his M.B.A. experience in giving clients practical compliance advice that can be implemented into the development or maintenance of consumer finance services programs.
Representative matters may include engagements before joining Troutman Pepper.
Consumer Financial Services Law Monitor
03.11.24
Washington State Passes Amendments to Bill Attacking Bank Model Lending and Banking-as-a-Service Programs
Articles + Publications
03.06.24
More Privacy, Please
Consumer Financial Services Law Monitor
02.29.24
Comment Period on CFPB’s Auto Finance Data Project Closing Soon
Consumer Financial Services Law Monitor
02.26.24
Kentucky Introduces Legislation Requiring CRAs to Obtain Express Consumer Consent Prior to Furnishing a Consumer Report or Credit Score
Consumer Financial Services Law Monitor
02.16.24
FTC Says Unilateral Policy Changes for AI Product Development Could be Unfair or Deceptive
Consumer Financial Services Law Monitor
02.01.24
Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead