- Business Litigation
- Class Action
- Consumer Law Compliance
- Consumer Reporting Agencies + Background Screening
- FERC
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Financial Services
- Litigation + Trial
- Mortgage Lending + Servicing
- Privacy + Cyber
- Student Lending
- Telephone Consumer Protection Act (TCPA)
- Tribal Lending
- Member, Fourth Circuit Judicial Conference
- Faculty, Virginia State Bar’s Professionalism Course (2023-2026)
- Member, Magistrate Judge Selection Committee, United States District Court for the Eastern District of Virginia (2020-2022)
- President, Richmond, Virginia Chapter, Federal Bar Association (2020-2021)
- Board member, Richmond, Virginia Chapter, Federal Bar Association (2013-present)
- Appointed member, United States District Court for the Eastern District of Virginia Magistrate Judge Selection Committee (2019, 2020)
- Chair, Younger Lawyer’s Division, Richmond, Virginia Chapter, Federal Bar Association (2013-2014)
- Member, Professional Background Screening Association (2014-present)
Education
- University of Virginia School of Law, J.D., Order of the Coif, 2008, The Society of the Cincinnati Scholar; Semi-Finalist, William Minor Lile Moot Court Competition
- University of Virginia, B.A., with honors; Phi Beta Kappa; Echols Scholar, 2005
Bar Admissions
- Virginia
- District of Columbia (Inactive)
Court Admissions
- U.S. Court of Appeals, Second Circuit
- U.S. Court of Appeals, Fourth Circuit
- U.S. Court of Appeals, Ninth Circuit
- U.S. District Court, Eastern District of Virginia
- U.S. District Court, Western District of Virginia
- U.S. District Court, Western District of Michigan
- U.S. Bankruptcy Court, Eastern District of Virginia
- U.S. Bankruptcy Court, Western District of Virginia
Clerkships
- Hon. Robert E. Payne, U.S. District Court, Eastern District of Virginia, 2008-2009
- Speaker, “Data Collection: Freedom of Information vs. Protection of Individual,” NetDiligence Cyber Risk Summit, May 14, 2025.
- Speaker, “Hot Takes: Legal, Legislative, and Administrative Developments in Resident Screening,” National Consumer Reporting Association, May 19, 2025.
- Speaker, “Navigating Legislative Updates, Litigation Trends, and Compliance Strategies,” PBSA Mid-Year Legislative & Regulatory Conference, March 25, 2025.
- Speaker, “The Rocket Docket: Trying Cases in the Eastern District of Virginia,” Virginia CLE Webinar, December 10, 2024.
- Speaker, “FCRA Litigation Overview,” National Consumer Reporting Association Conference, Mobile, AL, November 13, 2024.
- Speaker, “FCRA Litigation Issues that Keep CRA Owners & GC’s Awake at Night,” National Consumer Reporting Association Conference, Mobile, AL, November 12, 2024.
- Speaker, “Is the FHA the New FCRA for Tenant Screeners?,” Professional Background Screening Association Annual Conference, Boston, MA, September 9, 2024.
- Speaker, “Georgia Cybersecurity CLE Summit and Dinner: When Cyber Attacks Strike – Preventing and Managing the Downpour,” Troutman Pepper, August 29, 2024.
- Speaker, “Ready for It? An Annual Update on Tenant Screening Laws and Litigation,” Professional Background Screening Association Webinar, April 25, 2024.
- Speaker, “The CFPB’s Rulemaking: Potential Impacts and Potential Challenges,” PBSA Mid-Year Legislative & Regulatory Conference, March 25, 2024.
- Speaker, “Procedural Pitfalls for Civil Practitioners in the Eastern District of Virginia: Insights from Senior Judge Robert E. Payne,” Federal Bar Association, Richmond Chapter, December 5, 2023.
- Speaker, “Navigating FCRA Trends: A 2023 Review and Forward-Looking Insights for 2024,” Troutman Pepper, October 19, 2023.
- Speaker, “State/Local Laws and Federal Preemption – Where Are We and Where Are We Going?,” PBSA Annual Conference, September 11, 2023.
- Speaker, “The Compliance Officer’s Guide to the Fair Credit Reporting Act,” Online Lenders Alliance’s 2023 Compliance University, July 19, 2023.
- Speaker, “Effective Use of Experts in Screening Actions,” PBSA Webinar, April 27, 2023.
- Speaker, “FTC/CFPB Pronouncements: What Are They Thinking and What It Means for You,” PBSA 2023 Mid-Year Legislative & Regulatory Conference, April 18, 2023.
- Speaker, “Testing Screening Operations for Potential Unintended Discrimination,” Professional Background Screeners Association, September 12, 2022.
- Speaker, “The Current Screening Regulatory Environment and How to Best Prepare for Regulatory Investigations,” Professional Background Screening Association 2022 Mid-Year Legislative and Regulatory Conference, April 12, 2022.
- Speaker, “FCRA Litigation: A Review of the Top Issues From 2021 and What to Expect in 2022,” Troutman Pepper, March 3, 2022.
- Speaker, “Defending FCRA Willfulness Claims and Requests for Punitive Damages,” 2021 PBSA Annual Conference, September 14, 2021.
- Speaker, “Credit Reporting and COVID-19: Guidance for Consumer Financial Service Companies Reporting Consumer Credit During the Pandemic,” LawPractice CLE Webinar, July 27, 2021.
- Speaker, “Supreme Court Decision: TransUnion v. Ramirez,” Troutman Pepper, July 1, 2021.
- Speaker, “FCRA Litigation: A Review of the Top Issues from 2020 and What to Expect in 2021,” Troutman Pepper Webinar, February 17, 2021.
- Panelist, “Credit Reporting and COVID-19: Guidance for Consumer Financial Service Companies Reporting Consumer Credit During the Pandemic,” myLawCLE Webinar (co-sponsored with Federal Bar Association), November 11, 2020.
- Co-presenter, “Five Key Lessons for Defending FCRA Class Action Lawsuits,” PBSA Annual Conference, September 14, 2020.
- Co-presenter, “Background Checks: Required Disclosures, Notices Prior to Adverse Action, and More,” ESR Webinar, June 25, 2020.
- Co-presenter, “Background Screening Regulatory Developments: 2020 and Beyond,” PBSA Webinar, April 20, 2020.
- Speaker, “2019 in Review: Key Developments for Background Screeners and Companies Subject to the FCRA,” Troutman Sanders Webinar, March 4, 2020.
- Speaker, “Navigating the Maze: What to Know About Background Screening in New York State and New York City,” National Association of Professional Background Screeners (NAPBS) Annual Conference, September 2019.
- Speaker, “Changes in California Relating to the California Investigative Consumer Reporting Agencies Act (ICRAA) – What You Need to Know and How to Comply,” Troutman Sanders Webinar, April 24, 2019.
- Speaker, “Consumer Financial Services Outlook 2019,” Troutman Sanders Webinar, February 12, 2019.
- Panelist, “Litigation and Compliance in Background Screening: The Business Perspective,” NAPBS Annual Conference, Baltimore, MD, October 8, 2018.
- Speaker, “Increasing Litigation Against Wholesalers: What It Means for the Industry as a Whole, How to Prepare and Defense Strategies,” NAPBS 2018 Mid-Year Legislative & Regulatory Conference, Arlington, VA, April 15-17, 2018.
- Presenter, “Defending FCRA Class Actions: A Practical Approach,” Troutman Sanders Consumer Financial Services Webinar Series, Jan. 23, 2018.
- Speaker, “FCRA Cutting-Edge Compliance Issues and Litigation Trends,” National Association of Professional Background Screeners Annual Conference, Orlando, FL, Sept. 20, 2017.
- Panelist, “The CFPB’s Rule on Arbitration and What It Might Mean for Your Company,” Webinar Series, July 18, 2017.
- Speaker, “Latest Developments in Consumer Credit Reports,” Lorman Webinar, May 22, 2017.
- Moderator, “Tips From the Bench for Better Legal Writing,” with the Hon. M. Hannah Lauck of the U.S. District Court for the Eastern District of Virginia, June 28, 2015.
- Moderator, “Advice for Young Lawyers,” with the Hon. John A. Gibney of the U.S. District Court for the Eastern District of Virginia, April 24, 2013.
- Co-author, “Course of Dealing and Contract Modification in Virginia: How Conduct Can Support Modification of a Written Contract’s Terms,” Virginia Lawyer Magazine, August 12, 2025.
- Podcast, “2024 Credit Reporting Review: Impactful Changes and Future Forecast,” FCRA Focus, March 28, 2025.
- Podcast, “The FHA’s Impact on Consumer Reporting Agencies,” FCRA Focus, December 10, 2024.
- Podcast, “Monumental Win in Data Breach Class Action: A Case Study,” The Consumer Finance Podcast, July 18, 2024.
- Co-author, “Maryland Enacts the Judge Andrew F. Wilkinson Judicial Security Act: Are More Daniel’s Laws on the Horizon?,” Troutman Pepper, May 23, 2024.
- Co-author, “Proposed Amendments to New Jersey’s Daniel’s Law,” Troutman Pepper, May 16, 2024.
- Podcast, “Year in Review and a Look Ahead: Unraveling the Threads of Class Action Litigation,” The Consumer Finance Podcast, February 15, 2024.
- Co-author, “The CFPB’s Proposed Rulemaking and Its Implications for the Credit Reporting Industry,” American Bar Association Litigation Section Winter Newsletter, February 14, 2024.
- Co-author, “Troutman Pepper Publishes 2023 Consumer Financial Services Year in Review and A Look Ahead,” Troutman Pepper, February 1, 2024.
- Podcast, “State Laws on Screening and Federal Preemption – Where Are We Now and Where Are We Heading?,” FCRA Focus, January 23, 2024.
- Co-author, “FTC’s Sensitive Location Privacy Collection and Sale Expectations: Insights From Data Broker Settlements (and 10 Action Items to Take Now),” Troutman Pepper, January 16, 2024.
- Co-author, “A Look at Consumer Reporting in 2023, and What’s to Come,” Law360, January 9, 2024.
- Co-author, “CFPB Outlines Rulemaking Plan to Dramatically Alter Decades of FCRA Requirements for Everyone in the Consumer Data Ecosystem,” Troutman Pepper, September 21, 2023.
- Co-author, “9 Consumer Finance Issues to Note From CFPB Report,” Law360, September 15, 2023.
- Co-author, “FCRA Legislation to Watch for the Remainder of 2023,” Law360, September 11, 2023.
- Co-author, “The 7 Most Notable FCRA Cases of 2023 So Far,” Law360, August 31, 2023.
- Co-author, “Impending FCRA Data Broker Rulemaking Announced by CFPB Director Chopra at White House Data Broker Roundtable,” Troutman Pepper, August 16, 2023.
- Podcast, “Using Expert Witnesses in FCRA Cases,” FCRA Focus, July 18, 2023.
- Co-author, “What We Learned From 2022’s Top FCRA Developments,” Law360, January 13, 2023.
- Co-author, “CFPB Highlights Purported “Problems With Tenant Background Checks”,” Troutman Pepper, November 18, 2022.
- Co-author, “Choice of Law for Tort Claims in Virginia: A Brief History and Current Status,” Virginia Lawyer Magazine, October 2022.
- Co-author, “Recent No-Poach Developments: Hold the Pickle, Hold the Dismissal — Eleventh Circuit Overturns Burger King’s District Court Judgment,” Troutman Pepper, September 23, 2022.
- Podcast, “Current Trends in FCRA Litigation,” The Consumer Finance Podcast, May 19, 2022.
- Co-author, “Another California Court of Appeals Weighs In on Availability of Attorneys’ Fees Under the FTC’s Holder Rule,” Troutman Pepper, March 24, 2022.
- Co-author, “Credit Bureaus Dramatically Reduce Medical Debt Credit Reporting,” Troutman Pepper, March 22, 2022.
- Co-author, “California Supreme Court Prepares to Weigh In on Holder Rule,” Troutman Pepper, March 3, 2022.
- Co-author, “The Holder Rule and Attorneys’ Fees: The FTC Speaks,” National Association of Legal Fee Analysis Blog, February 24, 2022.
- Co-author, “Ninth Circuit Affirms Summary Judgment for CRA in Seven-Year Look-Back Case,” Troutman Pepper, February 15, 2022.
- Co-author, “2021 Consumer Financial Services Year in Review & A Look Ahead,” Troutman Pepper, January 28, 2022.
- Co-author, “Key Takeaways From the New Onslaught of FCRA Filings,” Law360, January 28, 2022.
- Co-author, “The Holder Rule and Attorneys’ Fees: The FTC Speaks,” Troutman Pepper, January 24, 2022.
- Co-author, “Navient Settles with State AG Coalition Over Alleged Unfair, Deceptive, and Abusive Student Loan Origination and Servicing Practices,” Troutman Pepper, January 20, 2022.
- Co-author, “First Amendment Challenge to Restriction on Public Access to Electronic Court Records Advances,” Troutman Pepper, January 18, 2022.
- Co-author, “Tenant Screening Receiving Increased Federal Regulatory and Legislative Focus,” Professional Background Screening Association Journal, November/December 2021.
- Co-author, “CFPB Issues Advisory Opinion on Name-Only Matching,” Troutman Pepper, November 5, 2021.
- Co-author, “Sued for a Data Breach Out of State? Don’t Forget a Personal Jurisdiction Defense,” Pratt’s Privacy & Cybersecurity Law Report, October 2021, Vol. 7, No. 8.
- Co-author, “5 Questions on Standing in the Wake of TransUnion,” Law360, July 22, 2021.
- Co-author, “CFPB Issues Bulletin on Rental Screening and Issues of Concern,” Troutman Pepper, July 7, 2021.
- Co-author, “Supreme Court Decision: TransUnion v. Ramirez,” Troutman Pepper, June 25, 2021.
- Co-author, “Tolling Issues in Class Actions,” Class Actions & Derivative Suits, Spring 2021.
- Co-author, “Supreme Court Considers Standing and Typicality for No-Injury Class Actions in TransUnion v. Ramirez Oral Argument,” Troutman Pepper, March 31, 2021.
- Co-author, “Big News for Background Screening: New Appellate Ruling Says FCRA Permits Reporting Unmatched Criminal Records,” Employee Relations Law Journal, Summer 2021.
- Co-author, “California Court Tosses Alleged “Data Breach” Suit, Holding CCPA Does Not Apply Retroactively,” Troutman Pepper, March 24, 2021.
- Co-author, “Notice and Disclosure Obligations: Virginia Consumer Data Protection Act Series (Part Three),” Troutman Pepper, March 18, 2021.
- Co-author, “Ten Key FCRA Decisions of 2020,” Business Law Today, February 9, 2021.
- Co-author, “Class Action Defense Strategies in the Eastern District of Virginia’s ‘Rocket Docket’,” Mealey’s Litigation Report: Class Actions, August 21, 2020.
- Co-author, “Civil Conspiracy: An Analysis of Common Law and Statutory Business Conspiracy Claims Under Virginia Law,” Virginia Lawyer, August 2020.
- Co-author, “10 Key FCRA Decisions and Why Companies Should Care About Them,” Troutman Pepper, August 4, 2020.
- Co-author, “2019 Consumer Financial Services Year in Review & a Look Ahead,” Troutman Sanders, February 24, 2020.
- Co-author, “2018 Consumer Financial Services Year in Review & a Look Ahead,” Troutman Sanders, January 28, 2019.
- Co-author, “A Small Step Toward ‘Employee’ Clarity for FCRA,” Law360, January 8, 2019.
- Co-author, “Recent Trends in Consumer Litigation,” The Review of Banking & Financial Services, A Periodic Review of Special Legal Developments Affecting Lending and Other Financial Institutions, January 2019.
- Co-author, “Clarity on Overlapping Background Check Laws in Calif.,” Law360, August 22, 2018.
- Co-author, “Federal Inaction and State Activity: Student Loan Edition,” Law360, August 1, 2018.
- Co-author, “Tussling Over Preemption: Emerging Battleground Between State Authorities and Student Loan Servicers,” American Bar Association: Business Law Today, May 15, 2018.
- Co-author, “Expert Analysis: A Potential Shift on Education Debt Discharge Standards,” Law360, March 9, 2018.
- Co-author, “Annual Report: 2017 Consumer Financial Services Year in Review and a Look Ahead,” published by Troutman Sanders LLP, January 10, 2018.
- Co-author, “A Practical Approach to Defending Fair Credit Reporting Act Class Actions in Federal Court,” Business Law Today, August 2017.
- Co-author, “11th Circuit Strikes Back at Untimely ‘Piggyback’ Class Actions,” Law360, August 10, 2015.
- Author, “Opposing ‘Apex’ Depositions of Top Corporate Executives,” Practical Law, March 2015.
- Co-author, “New York Announces Sweeping New Regulation of the Debt Collection Industry,” TerraLex, March 16, 2015.
- Co-author, “Civil Conspiracy Between Parent Corporations and Wholly Owned Subsidiaries: a National Survey,” Bloomberg BNA, June 20, 2014.
- Co-author, “Business Litigation in Virginia: The Year in Review: 2011 and Early 2012,” Virginia CLE, September 6, 2012.
- Co-author, “Business Litigation in Virginia: The Year in Review: 2010 and Early 2011,” Virginia CLE, September 15, 2011.
- Co-author, “Common Law and Statutory Business Conspiracy – What They Are…Aren’t,” Virginia CLE, January 25, 2011.
- Co-author, CLE Seminar Materials, “Sanctions in the United States Court of Appeals for the Fourth Circuit and the United States District Courts for the Eastern and Western Districts of Virginia,” October 2010.
- Co-author, CLE Seminar Materials, “Procedural Issues in Civil Litigation in the Richmond Division of the Rocket Docket,” September 29, 2010.
- Co-author, “‘Plausibility’ Pleading After Twombly and Iqbal,” American Bar Association (ABA) and the American Law Institute’s (ALI) The Practical Litigator, July 2010.
- Co-author, “Court Gives Guidance on Inadvertent Waivers,” Virginia Lawyers Weekly, June 28, 2010.
- Co-author, “Business Litigation in Virginia: The Year-in-Review: 2009 (and Early 2010),” Virginia CLE, May 20, 2010.
- Mentioned, “Law360’s Legal Lions of the Week,” Law360, May 17, 2024.
- Quoted, “FCRA’s Seven-Year Reporting Window Begins with Charge, Not Dismissal,” SHRM, June 12, 2019.
- Mentioned, “Lending Cos. Have Tribal Immunity From Suit, 4th Circ. Told,” Law360, May 2, 2019.
- Quoted, “From the Web: Evaluating the Potential Impact of the Government Shutdown on Federal Courts,” ACA International, January 9, 2019.
- Quoted, “Latest TCPA Decision Eases Path to Court for Consumers, Deepens Circuit Split,” The National Law Journal, July 11, 2017.