Our team published new content and podcasts to the Consumer Financial Services Law Monitor throughout the month of April. To catch up on posts and podcasts you may have missed, click on the links below:


Banking

Federal Banking Agencies Announce Intent to Rescind 2023 Community Reinvestment Act Final Rule


Consumer Financial Protection Bureau (CFPB)

Appeals Court Blocks CFPB Layoffs Pending Further Review

Judge Halts CFPB Layoffs Again

CFPB Implements Mass Layoffs: Union Files Emergency Motion to Show Cause

CFPB Announces 2025 Supervision and Enforcement Priorities

CFPB Abandons Credit Card Late Fee Rule

D.C. Circuit Court Partially Stays Injunction in NTEU v. CFPB

House Passes Two CRA Resolutions Rolling Back CFPB’s Overdraft and Digital Payment Rules

California Introduces Legislation to Fill the Void of Federal Consumer Protection Regulations


Consumer Financial Services

President Trump Issues Executive Order to Eliminate Disparate Impact Analysis

March 2025 Consumer Litigation Filings: Everything Up


Cryptocurrency + FinTech

The Conference of State Bank Supervisors Pushes Back on STABLE Act


Debt Buyers + Collectors

Indiana Federal Court Dismisses FDCPA Suit Alleging Violations for being an Unlicensed Debt Collector


Regulatory Enforcement + Compliance

Trends in Mass Arbitration

U.S. Department of Education to Resume Federal Student Loan Collections

The FTC Shines Its Spotlight on the Top Text Scams of 2024

AAA Introduces New Consumer Mediation Procedures and Fee Schedule

White House Issues Memorandum Directing Federal Agencies to Repeal Regulations Deemed to be Unlawful Pursuant to Recent U.S. Supreme Court Rulings

Texas Introduces Legislation to Regulate Sales-Based Commercial Financing

EWA Provider Sues New York Attorney General Over Threatened Enforcement Action


Telephone Consumer Protection Act 

FCC Grants Limited One-Year Extension for TCPA Robocall Revocation Rule Compliance


Podcasts

The Consumer Finance Podcast – Fair Lending Shake-Ups: CFPB Vacates Townstone Settlement, FHFA Ends GSEs’ Special Purpose Credit Programs

The Consumer Finance Podcast – Unlocking the Secrets of Reverse Mortgages

The Consumer Finance Podcast – The FinReg Frontier: AI and Machine Learning in Consumer Finance

The Consumer Finance Podcast – New York’s Bold Move to Create a Mini CFPB

The Crypto Exchange – Navigating the Future of Payment Stablecoins: Legislative Updates and Market Implications

The Crypto Exchange – Navigating 2025: Trends in OFAC and DOJ Enforcement for Digital Assets

FCRA Focus Podcast – The Next FCRA Frontier: Identity Theft and CFPB Updates

Moving the Metal – Shifting Gears: Adapting to Regulatory Changes in Auto Finance

Moving the Metal – Dialing In: The TCPA and Auto Finance

Payments Pros Podcast – Navigating the Future of Payment Stablecoins: Legislative Updates and Market Implications

Payments Pros Podcast – Strengthening Compliance: Lessons From the OCC’s Consent Order With Patriot Bank


Newsletters

Weekly Consumer Financial Newsletter – Week of April 28, 2025

Weekly Consumer Financial Newsletter – Week of April 21, 2025

Weekly Consumer Financial Newsletter – Week of April 14, 2025

Weekly Consumer Financial Newsletter – Week of April 7, 2025

Weekly Consumer Financial Newsletter – Week of April 1, 2025

Insight Industries + Practices