With a broad base of experience in financial services and consumer protection regulation, both as an outside advisor and as in-house counsel, Jeremy provides practical advice and useable risk assessments to in-house counsel and their business partners.
Jeremy is an associate in the firm's Consumer Financial Services practice, focusing his practice primarily on financial technology. He advises U.S.-based as well as non-U.S. clients on navigating federal and state laws targeted at protecting consumers and small businesses.
From brainstorming new product constructs and drafting consumer agreements and UX flows, to reviewing collections and marketing communications and conducting regulatory due diligence on existing portfolios, Jeremy counsels clients at all stages of the product lifecycle and customer relationship. BNPL, credit cards, open-end lines of credit, installment loans, and solar/home improvement financing are among the products on which Jeremy regularly advises.
He has deep experience in point-of-sale financing and grasps the nuances that can arise in the context of a merchant-fintech partnership. Jeremy routinely assists with interest and APR calculation issues, helping clients ensure that legal agreements and accrual systems align with both business objectives and legal requirements.
Jeremy previously served as senior regulatory counsel at a global fintech company, and has worked with senior business leaders, product managers, and engineers to design and innovate market-leading products.
Representative matters may include engagements before joining Troutman Pepper.
Consumer Financial Services Law Monitor
01.25.24
South Carolina Proposes Legislation to Impose Ability-to-Repay Analysis for Installment and Payday Loans
Consumer Financial Services Law Monitor
12.28.23
Washington D.C. Introduces Legislation Attacking Fintech-Bank Partnership Lending by Opting Out of DIDMCA and Codifying a “True Lender” Test
Consumer Financial Services Law Monitor
12.07.23
OCC Issues “Buy Now, Pay Later” Guidance to Banks
Consumer Financial Services Law Monitor
11.22.23
Florida Senator Introduces Bill Regulating Bank Model Lending and Loan Programs Based on Voluntary Tips
Consumer Financial Services Law Monitor
07.28.23
Nebraska Enacts Loan Licensure Requirement for Marketers, Servicers and Purchasers of Interests in Certain Bank Loans
Consumer Financial Services Law Monitor
03.03.23
CFPB Issues Analysis on Consumers of Buy Now, Pay Later Products