- Past co-vice chair, TILA Subcommittee of the American Bar Association’s Consumer Financial Services Committee, 2015-2017
- Past member, American Bar Association’s Consumer Financial Services Committee, 2011-2017
- Associate, Credit Suisse First Boston, 2001-2002
- Democratic chief investigator, Committee on Banking and Financial Services in the U.S. House of Representatives, 1995-1996
- Professional staff member, Committee on Banking and Financial Services in the U.S. House of Representatives, 1993-1994
- Professional staff member, Committee on Agriculture, Nutrition and Forestry in the U.S. Senate, 1992-1993
- Active Duty and Reserve Officer in the 450th Civil Affairs Battalion (Airborne), U.S. Army Reserves, 1991-1996
Education
- University of Virginia School of Law, J.D., 1999, Order of the Coif; editor, Virginia Law Review
- Stanford University, A.B., 1991, Army R.O.T.C. scholarship
Bar Admissions
- District of Columbia
Clerkships
- Hon. Dennis Jacobs, U.S. Court of Appeals, Second Circuit, 2000-2001
- Hon. Reena Raggi, U.S. District Court, Eastern District of New York, 1999-2000
- Speaker, Mortgage Bankers Association: Legal Issues & Regulatory Compliance Conference, May 14-17, 2025.
- Speaker, “Enforcement Trends in Consumer Finance,” Online Lenders Alliance Legal Issues Conference, February 23, 2023.
- Speaker, “What Does the Future Hold for AI and Machine Learning?,” Executive Policy Summit, Online Lenders Alliance, April 27, 2022.
- Speaker, “ECOA: Current Issues With Regulation B,” Lorman Live Webinar, September 8, 2021.
- Panelist, “Regulatory Exam Readiness: What to Expect and How to Maximize Its Value,” Online Lenders Alliance Compliance University, May 13, 2021.
- Co-author, “CFPB Extends Compliance Dates for Section 1071 Rule Again Amid Ongoing Litigation,” Consumer Financial Services Law Monitor, June 18, 2025.
- Co-author, “Navigating Change: First 100 Days Under the Trump Administration,” 2025 Digital Asset Developments, May 28, 2025.
- Podcast, “Early Days of the Trump Administration: Impact on the CFPB,” The Consumer Finance Podcast, March 27, 2025.
- Podcast, “Launching a Product Too Soon? Lessons From Recent CFPB Orders,” The Consumer Finance Podcast, January 16, 2025.
- Podcast, “Uncovering Disparities: The CFPB’s Small Business Lending Study,” The Consumer Finance Podcast, December 19, 2024.
- Co-author, “New Hampshire Enacts Law Overhauling Its Motor Vehicle Retail Installment Sales Act,” Consumer Financial Services Law Monitor, August 30, 2024. Republished on Westlaw Today, September 25, 2024.
- Co-author, “FDIC Recommends Deposit Insurance Reforms to Better Protect Businesses,” Troutman Pepper, May 3, 2023.
- Author, “The CFPB Mortgage Origination Rules Deskbook,” (2d ed., American Bankers Association, 2017).
- Co-author, “Consumer Financial Services Answer Book (2022 Edition),” Practicing Law Institute, November 2021.
- Principal author, “What FTC’s ‘Penalty Offense Notices’ Mean for Companies,” Law360, October 19, 2021.
- Co-author, “Mortgage Servicers Should Prepare to be in CFPB Crosshairs,” Law360, June 3, 2021.
- Co-author, “How CFPB Earned Wage Access Order Benefits FinTech Companies,” Law 360, February 9, 2021.
- Quoted, “Troutman Pepper Adds Manatt Financial Regulatory Atty In DC,” Law360, April 26, 2023.
- Quoted, “What to Watch as Biden’s CFPB Nominee Faces Senate Panel,” Law360, March 1, 2021.
- Quoted, “New York, California Want More Power Over the Financial Sector,” The Wall Street Journal, March 16, 2020.
- Quoted, “Roberts May Have Tipped Hand With Focus on CFPB Funding,” Law 360, March 4, 2020.
- Quoted, “CFPB’s Plan to Tear Off Mortgage ‘Patch’ Risks Market Unrest,” Law360, July 30, 2019.