Native American Tribes involved in economic development, as well as the entities that do business with them, operate in a complex regulatory environment involving federal, state, and Tribal law. Our national team is experienced in helping Tribes, Tribal lending arms, individuals, and related business entities navigate these waters, including defending them in individual and class actions and appeals, often involving matters of first impression. We advise clients nationwide on Indian law, regulatory actions, and business/consumer lending litigation involving Tribal businesses.
Our experience includes complex litigation (including class actions), government relations, and regulatory compliance and enforcement matters related to consumer lending practices, including state law lending limits, the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), consumer finance, the Racketeer Influenced and Corruption Act (RICO), Electronic Funds Transfer Act (EFTA), and related common law claims. Beyond the courtroom, our team develops dynamic, informed solutions to regulatory and compliance questions and disputes, including challenges to Tribal business models by the Consumer Financial Protection Bureau (CFPB) and in investigations by state attorneys general, state banking authorities, the Office of the Comptroller of the Currency (OCC), the National Indian Gaming Commission (NIGC), the Department of the Interior, and the Internal Revenue Service (IRS).
Operating at the intersection of government relations, regulatory compliance, and litigation, our attorneys leverage decades of experience in all areas of financial services law. Combined with our deep understanding of Native American law and Tribal lending policies, we offer comprehensive insight to guide clients through the complex interplay of Tribal, state, and federal law.
