Our regulatory compliance practice provides collaborative, seamless guidance that helps identify and minimize a company's overall compliance risks, whether such risks require comprehensive compliance counseling, confronting state and federal regulators, or handling litigation, including class actions.
We understand that regulatory compliance is among the top concerns of owners, executives, and managers of companies, particularly in today’s increasingly complex and risky legal landscape in which financial services companies confront an ever-growing number of federal and state laws. The legal risks of noncompliance, in both the regulatory and litigation contexts, have never been higher.
Consumer protection laws are paramount in this list of threats and burdens for business. Federal and state regulators, including the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and state attorneys general, regularly make headlines with their enforcement, investigatory, and regulatory actions.
In addition to their analog state laws, the federal "alphabet soup" of consumer protection statutes and related regulations, including the Truth in Lending Act (TILA), the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA), impose many specific compliance requirements for our clients. Our team of attorneys is exceptionally knowledgeable and conversant in the requirements of state and federal unfair, deceptive, and abusive acts, and practices laws.
We regularly facilitate on- and off-site compliance audits, perform due diligence reviews, draft training and compliance manuals and materials, and conduct multistate analyses of state and federal laws that may govern the client’s products or business practices.
Consumer Financial Services Law Monitor
04.18.24
Overruling Chevron: A Potential Double-Edged Sword for the Financial Services Industry
Consumer Financial Services Law Monitor
04.17.24
CFPB Updates Risk-Based Nonbank Supervision Designation Process
Consumer Financial Services Law Monitor
04.15.24
CFPB’s Spring Edition of Its Supervisory Highlights Focuses on Consumer Reporting
Consumer Financial Services Law Monitor
04.15.24
General Counsel of the CFPB Delivers Remarks Focusing on Medical Collections and Tenant Screening
Consumer Financial Services Law Monitor
04.15.24
HUD Issues Rulemaking Amending Regulations Governing Admission to Public Housing for Applicants with Criminal Records
Consumer Financial Services Law Monitor
04.11.24
California Federal Court Rules Undated Model Debt Violation Notice Does Not Violate the FDCPA